State Bank of India (California)
SBA lender based in California serving 4 states and 19 industries
Is State Bank of India (California) the right SBA lender for your deal?
State Bank of India (California) has funded 49 SBA loans across 4 states and 19 industries. Their average loan size is $1.2M. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile. PeerSense matches your deal against State Bank of India (California) and 897+ alternatives based on closing probability + pricing.
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Why borrowers choose State Bank of India (California)
State Bank of India (California) is best suited for borrowers seeking larger institutional acquisitions, CRE, and equipment-heavy deals, with an average SBA loan of $1.2M. The lender's deepest industry experience is in Full-Service Restaurants, and their highest-volume state is California. With 49 SBA loans funded across 4 states, they operate as a regional specialist anchored in California. If your deal profile aligns with their underwriting box, this lender is worth a quote. PeerSense matches your specific deal against State Bank of India (California) and 897+ alternatives.
Recent SBA Activity at State Bank of India (California)
Franchise lending: State Bank of India (California) has funded SBA loans for multiple franchise concepts, with the highest volume in MOTEL 6, SUPER 8, and SHELL SERVICE STATION. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.
Industry concentration: The lender's highest-volume SBA industries are Full-Service Restaurants, Limited-Service Restaurants, and Gasoline Stations. Borrowers in these NAICS sectors typically see better terms and faster approvals.
Geographic concentration: Top markets are California, Maryland, Virginia, and Pennsylvania. Lenders typically underwrite faster in states where they already have closing comps.
Compare State Bank of India (California) to Similar SBA Lenders
Other SBA lenders headquartered in California with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.
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About State Bank of India (California) SBA Lending
State Bank of India (California) is an SBA lender headquartered in California. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.
State Bank of India (California) serves borrowers across 4 states and 19 industry sectors with a regional lending focus. To find out whether State Bank of India (California) is a good fit for your specific deal, reach out to PeerSense for a free lender match.
PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.
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See Related Rates by Program
PeerSense covers the full commercial capital stack. Indicative levels that lenders in our network have been pricing across these programs, as of August 1, 2026.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive. Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting
Foreign National
7.50–11.00%Non-US borrower CRE + bridge, no SSN required
Indicative only, as of August 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense does not lend and does not set pricing. What these terms mean.