Is Idaho Central CU a good SBA lender?

Idaho Central CU has funded 399 SBA loans totaling $215.4M in volume across 8 states, with an average loan size of $540K. The lender's default rate is 62.00%. Whether they are the right fit depends on your deal profile — loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to Idaho Central CU or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at Idaho Central CU?

The average SBA loan size at Idaho Central CU is $540K, with a range from $8K to $4.9M. This profile suggests they are best suited for borrowers seeking larger institutional acquisitions and CRE deals.

What states does Idaho Central CU lend in?

Idaho Central CU actively lends across 8 states. Their highest-volume state is Idaho. Other top states include Washington, Arizona. Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does Idaho Central CU fund franchise loans?

Yes — Idaho Central CU has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is Crumbl, followed by Jamba, The UPS StoreÂ Â (f/k/a Mail Box, The Human Bean. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does Idaho Central CU prefer?

Idaho Central CU's highest-volume SBA industry by NAICS code is Limited-Service Restaurants. Other active sectors: Personal Care Services, Food & Beverage Stores, Repair & Maintenance. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to Idaho Central CU?

PeerSense matches your specific SBA deal to Idaho Central CU based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads — we curate fit. No retainer; lender pays referral fee at closing.

SBA LenderIdahoActiveLarge Loans

Idaho Central CU

SBA lender based in Idaho serving 8 states and 50 industries

Quick Answer

Idaho Central CU has funded 399 SBA loans across 8 states and 50 industries. Their average loan size is $540K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against Idaho Central CU and 897+ alternatives based on closing probability + pricing.

Geographic Reach

8 States

Regional focus

Industry Coverage

50 Industries

Diverse lending portfolio

Lending Activity

Active

Large Loans focus

Top Lending States

Idaho#1

Washington#2

Arizona#3

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Industry Focus Areas

Limited-Service Restaurants

NAICS 722

Personal Care Services

NAICS 812

Food & Beverage Stores

Why borrowers choose Idaho Central CU

Idaho Central CU is best suited for borrowers seeking larger institutional acquisitions, CRE, and equipment-heavy deals, with an average SBA loan of $540K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is Idaho. With 399 SBA loans funded across 8 states, they operate as a regional specialist anchored in Idaho. Their portfolio default rate is 62.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against Idaho Central CU and 897+ alternatives.

Recent SBA Activity at Idaho Central CU

Franchise lending: Idaho Central CU has funded SBA loans for multiple franchise concepts, with the highest volume in Crumbl, Jamba, and The UPS StoreÂ Â (f/k/a Mail Box. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Personal Care Services, and Food & Beverage Stores. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are Idaho, Washington, and Arizona. Lenders typically underwrite faster in states where they already have closing comps.

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Compare Idaho Central CU to Similar SBA Lenders

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About Idaho Central CU SBA Lending

Idaho Central CU is an SBA lender headquartered in Idaho. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

Idaho Central CU serves borrowers across 8 states and 50 industry sectors with a regional lending focus. To find out whether Idaho Central CU is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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