Is West Bank a good SBA lender?

West Bank has funded 312 SBA loans totaling $43.4M in volume across 4 states, with an average loan size of $139K. The lender's default rate is 1065.00%. Whether they are the right fit depends on your deal profile — loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to West Bank or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at West Bank?

The average SBA loan size at West Bank is $139K, with a range from $5K to $1.5M. This profile suggests they are best suited for borrowers seeking smaller businesses, working capital, and franchise startups.

What states does West Bank lend in?

West Bank actively lends across 4 states. Their highest-volume state is Iowa. Other top states include . Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does West Bank fund franchise loans?

Yes — West Bank has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is SERVICEMASTER, followed by COTTMAN TRANSMISSION, BASKIN-ROBBINS 31 ICE CREAM, BLIMPIE. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does West Bank prefer?

West Bank's highest-volume SBA industry by NAICS code is Repair & Maintenance. Other active sectors: Administrative Support, Limited-Service Restaurants, Specialty Trade Contractors. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to West Bank?

PeerSense matches your specific SBA deal to West Bank based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads — we curate fit. No retainer; lender pays referral fee at closing.

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West Bank

SBA lender based in Iowa serving 4 states and 46 industries

Quick Answer

West Bank has funded 312 SBA loans across 4 states and 46 industries. Their average loan size is $139K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against West Bank and 897+ alternatives based on closing probability + pricing.

Geographic Reach

4 States

Regional focus

Industry Coverage

46 Industries

Diverse lending portfolio

Lending Activity

Active

Small Business focus

Top Lending States

Iowa#1

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Industry Focus Areas

Repair & Maintenance

NAICS 811

Administrative Support

NAICS 561

Limited-Service Restaurants

NAICS 722

Specialty Trade Contractors

Why borrowers choose West Bank

West Bank is best suited for borrowers seeking small-business working capital, startup, and franchise loans, with an average SBA loan of $139K. The lender's deepest industry experience is in Repair & Maintenance, and their highest-volume state is Iowa. With 312 SBA loans funded across 4 states, they operate as a regional specialist anchored in Iowa. Their portfolio default rate is 1065.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against West Bank and 897+ alternatives.

Recent SBA Activity at West Bank

Franchise lending: West Bank has funded SBA loans for multiple franchise concepts, with the highest volume in SERVICEMASTER, COTTMAN TRANSMISSION, and BASKIN-ROBBINS 31 ICE CREAM. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Repair & Maintenance, Administrative Support, and Limited-Service Restaurants. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are Iowa. Lenders typically underwrite faster in states where they already have closing comps.

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Compare West Bank to Similar SBA Lenders

Other SBA lenders headquartered in Iowa with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.

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Farmers State Bank

843 loans$209K avg19 states

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Pioneer Bank

420 loans$238K avg12 states

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First Citizens Bank

324 loans$195K avg7 states

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First Central State Bank

318 loans$176K avg3 states

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Hills Bank and Trust Company

312 loans$135K avg2 states

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About West Bank SBA Lending

West Bank is an SBA lender headquartered in Iowa. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

West Bank serves borrowers across 4 states and 46 industry sectors with a regional lending focus. To find out whether West Bank is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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