How many SBA lenders are in Alabama?

There are 10 SBA-approved lenders headquartered in Alabama, plus 10 more lenders headquartered out-of-state that actively fund Alabama borrowers. Alabama HQ lenders have collectively originated $4.4B in SBA loan volume.

Can an out-of-state SBA lender fund my Alabama business?

Yes. SBA loans are not state-restricted. PeerSense tracks 10 out-of-state SBA lenders with active Alabama loan portfolios. National banks, multi-state regionals, and SBA preferred lenders frequently outperform local-only banks on rate, term, and speed-to-close.

How do I find an SBA lender in Alabama for my business?

Tell PeerSense about your deal at peersense.com/book-a-call. Within one business day we match you to the Alabama lender (HQ or out-of-state) most likely to fund your industry, loan size, and structure. Free consultation. Referral fee paid by the lender at closing.

SBA Lenders in Alabama

Q: Who are the top SBA lenders in Alabama?

Ranked by Alabama-specific SBA volume, the top lenders include Regions Bank, 22nd State Bank, A Division of 22nd State Banking Company, AmSouth Bank. PeerSense ranks each by activity, average loan size, and Alabama deal-flow specialization.

10 SBA-approved lenders headquartered in Alabama (AL) plus 10 more that actively fund Alabama borrowers. Tell us about your deal and we'll match you with the right capital source.

Quick Answer

Who are the top SBA lenders in Alabama?

PeerSense tracks 10 SBA-approved lenders headquartered in Alabama (AL), plus 10 out-of-state lenders that actively fund Alabama borrowers. Top by Alabama-specific volume: Regions Bank, 22nd State Bank, A Division of 22nd State Banking Company, AmSouth Bank. Alabama HQ lenders have collectively originated $4.4B in SBA volume.

— PeerSense Capital Advisory · Westfield IN · Updated May 16, 2026

AL HQ Lenders

Out-of-State Funders

$4.4B

Total SBA Volume

Free

Initial Consultation

Top SBA Lenders Headquartered in Alabama

Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.

Lender	State	Activity	Profile
Regions Bank	AL	High Volume	View Profile →
AmSouth Bank	AL	High Volume	View Profile →
Redstone FCU	AL	Active	View Profile →
22nd State Bank, A Division of 22nd State Banking Company	AL	Active	View Profile →
Peoples Bank of Alabama	AL	Active	View Profile →
ServisFirst Bank	AL	Active	View Profile →
Central State Bank	AL	Active	View Profile →
Millennial Bank	AL	Specialized	View Profile →
Avadian CU	AL	Specialized	View Profile →
SouthPoint Bank	AL	Specialized	View Profile →

Out-of-State Lenders Actively Funding Alabama Borrowers

National banks and multi-state regionals frequently fund Alabama deals at competitive rates — often with faster underwriting than local-only banks. Ranked by Alabama-specific SBA volume.

Cadence Bank

HQ MS · 54 AL loans · $26.8M AL volume

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Metro City Bank

HQ GA · 14 AL loans · $18.4M AL volume

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Embassy National Bank

HQ GA · 11 AL loans · $17.5M AL volume

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Valley National Bank

HQ NJ · 27 AL loans · $15.4M AL volume

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American Commerce Bank, National Association

HQ GA · 9 AL loans · $15.3M AL volume

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FirstBank

HQ TN · 9 AL loans · $10.9M AL volume

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The Bank of Princeton

HQ NJ · 4 AL loans · $10.9M AL volume

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Touchmark National Bank

HQ GA · 4 AL loans · $9.3M AL volume

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Synovus Bank

HQ GA · 36 AL loans · $8.7M AL volume

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Renasant Bank

HQ MS · 21 AL loans · $8.5M AL volume

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Looking for an SBA Lender in Alabama?

PeerSense matches your deal with the right capital source from our network of 10+ Alabama lenders and hundreds more nationwide. No retainers — referral fee established upfront and paid at closing.

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SBA Lending in Alabama

Alabama is home to 10 SBA-approved lenders that have collectively originated $4.4B in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.

Whether you're acquiring a business in Alabama, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.

How PeerSense Helps Alabama Borrowers

We're a commercial lending advisory firm headquartered in Westfield, Indiana — not a lender. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients receive their first lender introduction within one business day.