SBA Lenders in Alabama
10 SBA-approved lenders headquartered in Alabama (AL) plus 10 more that actively fund Alabama borrowers. Tell us about your deal and we'll match you with the right capital source.
Who are the top SBA lenders in Alabama?
PeerSense tracks 10 SBA-approved lenders headquartered in Alabama (AL), plus 10 out-of-state lenders that actively fund Alabama borrowers. Top by Alabama-specific volume: Regions Bank, 22nd State Bank, A Division of 22nd State Banking Company, AmSouth Bank. Alabama HQ lenders have collectively originated $4.4B in SBA volume.
, PeerSense Capital Advisory · Westfield IN · Updated October 1, 2026
Sources: SBA 7(a) & 504 Loan Data, FDIC BankFind
Top SBA Lenders Headquartered in Alabama
Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.
| Lender | State | Activity | Profile |
|---|---|---|---|
| Regions Bank | AL | High Volume | View Profile → |
| AmSouth Bank | AL | High Volume | View Profile → |
| Redstone FCU | AL | Active | View Profile → |
| 22nd State Bank, A Division of 22nd State Banking Company | AL | Active | View Profile → |
| Peoples Bank of Alabama | AL | Active | View Profile → |
| ServisFirst Bank | AL | Active | View Profile → |
| Central State Bank | AL | Active | View Profile → |
| Millennial Bank | AL | Specialized | View Profile → |
| Avadian CU | AL | Specialized | View Profile → |
| SouthPoint Bank | AL | Specialized | View Profile → |
Out-of-State Lenders Actively Funding Alabama Borrowers
National banks and multi-state regionals frequently fund Alabama deals at competitive rates, often with faster underwriting than local-only banks. Ranked by Alabama-specific SBA volume.
Cadence Bank
HQ MS · 54 AL loans · $26.8M AL volume
Metro City Bank
HQ GA · 14 AL loans · $18.4M AL volume
Embassy National Bank
HQ GA · 11 AL loans · $17.5M AL volume
Valley National Bank
HQ NJ · 27 AL loans · $15.4M AL volume
American Commerce Bank, National Association
HQ GA · 9 AL loans · $15.3M AL volume
FirstBank
HQ TN · 9 AL loans · $10.9M AL volume
The Bank of Princeton
HQ NJ · 4 AL loans · $10.9M AL volume
Touchmark National Bank
HQ GA · 4 AL loans · $9.3M AL volume
Synovus Bank
HQ GA · 36 AL loans · $8.7M AL volume
Renasant Bank
HQ MS · 21 AL loans · $8.5M AL volume
Looking for an SBA Lender in Alabama?
PeerSense matches your deal with the right capital source from our network of 10+ Alabama lenders and hundreds more nationwide. Referral fee established upfront and paid at closing.
SBA Lending in Alabama
Alabama is home to 10 SBA-approved lenders that have collectively originated $4.4B in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.
Whether you're acquiring a business in Alabama, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.
How PeerSense Helps Alabama Borrowers
We're a commercial lending advisory firm headquartered in Westfield, Indiana. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients hear back from a PeerSense advisor after the file is on the desk.
Talk to PeerSense about SBA capital in Alabama.
Tell us your loan amount and use of funds. PeerSense sources capital for a Alabama deal, local or national.
SBA 7(a) / 504: The desk will reach out. No obligation.
Other Capital Programs for Alabama Borrowers
PeerSense covers the full commercial capital stack for Alabama operators, beyond SBA. Compare current rates and structures.
Originator warehouse
$100M a monthFocus $100 million a month. Will look at $10 million a month. $10 million is not the focus.
Invoice Factoring
0.5–3.5% / 30dB2B invoices from $20 million a month. Advance 80 to 95 percent of face.
CMBS Conduit
5.60–7.10%10 year Non Recourse fixed, $10 million and up, fully assumable
Bridge Loans
9.00–14.00%$10 million and up. Cash in about 35 percent. Name the takeout first.
Data Center
CRS to 89%$1 billion to $30 billion plus. Signed or guaranteed hyperscaler lease.
Contracted revenue sale
Up to 89%15 year lease signed or guaranteed by a hyperscaler. Size follows the lease.
Hotel Financing
SearchHotel is search only. Public floor $10 million and up. Cash in about 35 percent.
Private Credit
7.80–18.00%Non-bank flexibility. Public CRE floor $10 million and up.
DSCR Investor
SearchSearch path. Public CRE floor $10 million and up.
Indicative only, as of September 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
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