SBA Lenders in Arizona
6 SBA-approved lenders headquartered in Arizona (AZ) plus 10 more that actively fund Arizona borrowers. Tell us about your deal and we'll match you with the right capital source.
Who are the top SBA lenders in Arizona?
PeerSense tracks 6 SBA-approved lenders headquartered in Arizona (AZ), plus 10 out-of-state lenders that actively fund Arizona borrowers. Top by Arizona-specific volume: Arizona Capital Source, Western Alliance Bank, Arizona Financial Credit Union. Arizona HQ lenders have collectively originated $3.6B in SBA volume.
, PeerSense Capital Advisory · Westfield IN · Updated October 1, 2026
Sources: SBA 7(a) & 504 Loan Data, FDIC BankFind
Top SBA Lenders Headquartered in Arizona
Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.
| Lender | State | Activity | Profile |
|---|---|---|---|
| Arizona Capital Source | AZ | High Volume | View Profile → |
| Western Alliance Bank | AZ | High Volume | View Profile → |
| Arizona Financial Credit Union | AZ | Active | View Profile → |
| BNC National Bank | AZ | Active | View Profile → |
| Meridian Bank, National Association | AZ | Active | View Profile → |
| Pima FCU | AZ | Specialized | View Profile → |
Out-of-State Lenders Actively Funding Arizona Borrowers
National banks and multi-state regionals frequently fund Arizona deals at competitive rates, often with faster underwriting than local-only banks. Ranked by Arizona-specific SBA volume.
Celtic Bank Corporation
HQ UT · 81 AZ loans · $86.5M AZ volume
Columbia Bank
HQ OR · 58 AZ loans · $59.9M AZ volume
JPMorgan Chase Bank, National Association
HQ OH · 186 AZ loans · $48.1M AZ volume
Alerus Financial, National Association
HQ ND · 38 AZ loans · $43.8M AZ volume
Comerica Bank
HQ TX · 76 AZ loans · $42.7M AZ volume
Banc of California
HQ CA · 21 AZ loans · $30.4M AZ volume
BMO Bank National Association
HQ IL · 88 AZ loans · $29.7M AZ volume
Meadows Bank
HQ NV · 24 AZ loans · $28.7M AZ volume
Commonwealth Business Bank
HQ CA · 13 AZ loans · $26.7M AZ volume
Enterprise Bank & Trust
HQ MO · 25 AZ loans · $25.9M AZ volume
Looking for an SBA Lender in Arizona?
PeerSense matches your deal with the right capital source from our network of 6+ Arizona lenders and hundreds more nationwide. Referral fee established upfront and paid at closing.
SBA Lending in Arizona
Arizona is home to 6 SBA-approved lenders that have collectively originated $3.6B in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.
Whether you're acquiring a business in Arizona, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.
How PeerSense Helps Arizona Borrowers
We're a commercial lending advisory firm headquartered in Westfield, Indiana. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients hear back from a PeerSense advisor after the file is on the desk.
Talk to PeerSense about SBA capital in Arizona.
Tell us your loan amount and use of funds. PeerSense sources capital for a Arizona deal, local or national.
SBA 7(a) / 504: The desk will reach out. No obligation.
Other Capital Programs for Arizona Borrowers
PeerSense covers the full commercial capital stack for Arizona operators, beyond SBA. Compare current rates and structures.
Originator warehouse
$100M a monthFocus $100 million a month. Will look at $10 million a month. $10 million is not the focus.
Invoice Factoring
0.5–3.5% / 30dB2B invoices from $20 million a month. Advance 80 to 95 percent of face.
CMBS Conduit
5.60–7.10%10 year Non Recourse fixed, $10 million and up, fully assumable
Bridge Loans
9.00–14.00%$10 million and up. Cash in about 35 percent. Name the takeout first.
Data Center
CRS to 89%$1 billion to $30 billion plus. Signed or guaranteed hyperscaler lease.
Contracted revenue sale
Up to 89%15 year lease signed or guaranteed by a hyperscaler. Size follows the lease.
Hotel Financing
SearchHotel is search only. Public floor $10 million and up. Cash in about 35 percent.
Private Credit
7.80–18.00%Non-bank flexibility. Public CRE floor $10 million and up.
DSCR Investor
SearchSearch path. Public CRE floor $10 million and up.
Indicative only, as of September 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
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