Is Community State Bank a good SBA lender?

Community State Bank has funded 534 SBA loans totaling $166.4M in volume across 11 states, with an average loan size of $312K. The lender's default rate is 993.00%. Whether they are the right fit depends on your deal profile — loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to Community State Bank or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at Community State Bank?

The average SBA loan size at Community State Bank is $312K, with a range from $9K to $5.0M. This profile suggests they are best suited for borrowers seeking mid-market business acquisitions and equipment financing.

What states does Community State Bank lend in?

Community State Bank actively lends across 11 states. Their highest-volume state is Wisconsin. Other top states include Iowa, Indiana, Illinois. Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does Community State Bank fund franchise loans?

Yes — Community State Bank has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is PIGGLY WIGGLY, followed by JIMMY JOHN'S, Batteries Plus, FIGARO'S ITALIAN PIZZA. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does Community State Bank prefer?

Community State Bank's highest-volume SBA industry by NAICS code is Limited-Service Restaurants. Other active sectors: Food & Beverage Stores, Personal Care Services, Building Material & Garden. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to Community State Bank?

PeerSense matches your specific SBA deal to Community State Bank based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads — we curate fit. No retainer; lender pays referral fee at closing.

SBA LenderWisconsinActiveMid-Market

Community State Bank

SBA lender based in Wisconsin serving 11 states and 61 industries

Quick Answer

Community State Bank has funded 534 SBA loans across 11 states and 61 industries. Their average loan size is $312K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against Community State Bank and 897+ alternatives based on closing probability + pricing.

Geographic Reach

11 States

Regional focus

Industry Coverage

61 Industries

Diverse lending portfolio

Lending Activity

Active

Mid-Market focus

Top Lending States

Wisconsin#1

Iowa#2

Indiana#3

Illinois#4

Texas#5

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Industry Focus Areas

Limited-Service Restaurants

NAICS 722

Food & Beverage Stores

NAICS 445

Personal Care Services

NAICS 812

Building Material & Garden

Why borrowers choose Community State Bank

Community State Bank is best suited for borrowers seeking mid-market business acquisitions and franchise build-outs, with an average SBA loan of $312K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is Wisconsin. With 534 SBA loans funded across 11 states, they operate as a regional specialist anchored in Wisconsin. Their portfolio default rate is 993.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against Community State Bank and 897+ alternatives.

Recent SBA Activity at Community State Bank

Franchise lending: Community State Bank has funded SBA loans for multiple franchise concepts, with the highest volume in PIGGLY WIGGLY, JIMMY JOHN'S, and Batteries Plus. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Food & Beverage Stores, and Personal Care Services. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are Wisconsin, Iowa, Indiana, Illinois, and Texas. Lenders typically underwrite faster in states where they already have closing comps.

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Compare Community State Bank to Similar SBA Lenders

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About Community State Bank SBA Lending

Community State Bank is an SBA lender headquartered in Wisconsin. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

Community State Bank serves borrowers across 11 states and 61 industry sectors with a regional lending focus. To find out whether Community State Bank is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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