Is Banc of California a good SBA lender?

Banc of California has funded 6,427 SBA loans totaling $4.2B in volume across 51 states, with an average loan size of $657K. The lender's default rate is 892.00%. Whether they are the right fit depends on your deal profile — loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to Banc of California or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at Banc of California?

The average SBA loan size at Banc of California is $657K, with a range from $5K to $5.0M. This profile suggests they are best suited for borrowers seeking larger institutional acquisitions and CRE deals.

What states does Banc of California lend in?

Banc of California actively lends across 51 states. Their highest-volume state is California. Other top states include Texas, Ohio, Arizona. Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does Banc of California fund franchise loans?

Yes — Banc of California has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is Domino's, followed by DOMINO'S PIZZA, SUBWAY SANDWICH SHOP, QUIZNOS. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does Banc of California prefer?

Banc of California's highest-volume SBA industry by NAICS code is Limited-Service Restaurants. Other active sectors: Full-Service Restaurants, Administrative Support, Gasoline Stations. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to Banc of California?

PeerSense matches your specific SBA deal to Banc of California based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads — we curate fit. No retainer; lender pays referral fee at closing.

SBA LenderCaliforniaHigh VolumeLarge Loans

Banc of California

SBA lender based in California serving 51 states and 92 industries

Quick Answer

Banc of California has funded 6,427 SBA loans across 51 states and 92 industries. Their average loan size is $657K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against Banc of California and 897+ alternatives based on closing probability + pricing.

Geographic Reach

51 States

National coverage

Industry Coverage

92 Industries

Diverse lending portfolio

Lending Activity

High Volume

Large Loans focus

Top Lending States

California#1

Texas#2

Ohio#3

Arizona#4

Missouri#5

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Industry Focus Areas

Limited-Service Restaurants

NAICS 722

Full-Service Restaurants

NAICS 721

Administrative Support

Why borrowers choose Banc of California

Banc of California is best suited for borrowers seeking larger institutional acquisitions, CRE, and equipment-heavy deals, with an average SBA loan of $657K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is California. With 6,427 SBA loans funded across 51 states, they are one of a small set of true national SBA lenders. Their portfolio default rate is 892.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against Banc of California and 897+ alternatives.

Recent SBA Activity at Banc of California

Franchise lending: Banc of California has funded SBA loans for multiple franchise concepts, with the highest volume in Domino's, DOMINO'S PIZZA, and SUBWAY SANDWICH SHOP. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Full-Service Restaurants, and Administrative Support. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are California, Texas, Ohio, Arizona, and Missouri. Lenders typically underwrite faster in states where they already have closing comps.

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Compare Banc of California to Similar SBA Lenders

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About Banc of California SBA Lending

Banc of California is an SBA lender headquartered in California. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

Banc of California serves borrowers across 51 states and 92 industry sectors, making it a national SBA lender with broad geographic coverage. To find out whether Banc of California is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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