Is Peoples Bank of Commerce a good SBA lender?

Peoples Bank of Commerce has funded 608 SBA loans totaling $108.1M in volume across 7 states, with an average loan size of $178K. The lender's default rate is 566.00%. Whether they are the right fit depends on your deal profile — loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to Peoples Bank of Commerce or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at Peoples Bank of Commerce?

The average SBA loan size at Peoples Bank of Commerce is $178K, with a range from $2K to $2.0M. This profile suggests they are best suited for borrowers seeking smaller businesses, working capital, and franchise startups.

What states does Peoples Bank of Commerce lend in?

Peoples Bank of Commerce actively lends across 7 states. Their highest-volume state is Oregon. Other top states include Washington, Illinois. Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does Peoples Bank of Commerce fund franchise loans?

Yes — Peoples Bank of Commerce has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is DUTCH BROS. COFFEE, followed by SNAP-ON-TOOLS, TACO TIME, Snap-On. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does Peoples Bank of Commerce prefer?

Peoples Bank of Commerce's highest-volume SBA industry by NAICS code is Limited-Service Restaurants. Other active sectors: Nonstore Retailers, Building Material & Garden, Amusement & Recreation. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to Peoples Bank of Commerce?

PeerSense matches your specific SBA deal to Peoples Bank of Commerce based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads — we curate fit. No retainer; lender pays referral fee at closing.

SBA LenderOregonActiveSmall Business

Peoples Bank of Commerce

SBA lender based in Oregon serving 7 states and 62 industries

Quick Answer

Peoples Bank of Commerce has funded 608 SBA loans across 7 states and 62 industries. Their average loan size is $178K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against Peoples Bank of Commerce and 897+ alternatives based on closing probability + pricing.

Geographic Reach

7 States

Regional focus

Industry Coverage

62 Industries

Diverse lending portfolio

Lending Activity

Active

Small Business focus

Top Lending States

Oregon#1

Washington#2

Illinois#3

Tell us about your deal and we'll match you with the right capital source from our network.

Book a Call

Industry Focus Areas

Limited-Service Restaurants

NAICS 722

Nonstore Retailers

NAICS 454

Building Material & Garden

NAICS 444

Amusement & Recreation

Why borrowers choose Peoples Bank of Commerce

Peoples Bank of Commerce is best suited for borrowers seeking small-business working capital, startup, and franchise loans, with an average SBA loan of $178K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is Oregon. With 608 SBA loans funded across 7 states, they operate as a regional specialist anchored in Oregon. Their portfolio default rate is 566.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against Peoples Bank of Commerce and 897+ alternatives.

Recent SBA Activity at Peoples Bank of Commerce

Franchise lending: Peoples Bank of Commerce has funded SBA loans for multiple franchise concepts, with the highest volume in DUTCH BROS. COFFEE, SNAP-ON-TOOLS, and TACO TIME. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Nonstore Retailers, and Building Material & Garden. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are Oregon, Washington, and Illinois. Lenders typically underwrite faster in states where they already have closing comps.

SBA Loan Programs Best SBA Franchise Lenders SBA Loan Calculator

Compare Peoples Bank of Commerce to Similar SBA Lenders

Other SBA lenders headquartered in Oregon with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.

Oregon · SBA Lender

Columbia Bank

23,537 loans$342K avg53 states

View profile

Oregon · SBA Lender

Summit Bank

241 loans$701K avg8 states

View profile

South Dakota · SBA Lender

Wells Fargo Bank National Association

128,156 loans$262K avg55 states

View profile

North Carolina · SBA Lender

Bank of America, National Association

105,168 loans$87K avg52 states

View profile

Ohio · SBA Lender

JPMorgan Chase Bank, National Association

94,775 loans$143K avg53 states

View profile

Browse all 897+ SBA lenders

Looking for SBA Financing?

Tell us about your deal and we'll match you with the right capital source from our network. PeerSense uses proprietary data on lender track records to find the best fit for your industry, location, and loan size.

Get Matched Free Contact Us

About Peoples Bank of Commerce SBA Lending

Peoples Bank of Commerce is an SBA lender headquartered in Oregon. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

Peoples Bank of Commerce serves borrowers across 7 states and 62 industry sectors with a regional lending focus. To find out whether Peoples Bank of Commerce is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

Back to All Lenders

Peoples Bank of Commerce Get a Quote