Is First U.S. Community CU a good SBA lender?

First U.S. Community CU has funded 158 SBA loans totaling $29.6M in volume across 1 states, with an average loan size of $187K. The lender's default rate is 1654.00%. Whether they are the right fit depends on your deal profile — loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to First U.S. Community CU or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at First U.S. Community CU?

The average SBA loan size at First U.S. Community CU is $187K, with a range from $9K to $1.5M. This profile suggests they are best suited for borrowers seeking smaller businesses, working capital, and franchise startups.

What states does First U.S. Community CU lend in?

First U.S. Community CU actively lends across 1 states. Their highest-volume state is California. Other top states include . Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does First U.S. Community CU fund franchise loans?

Yes — First U.S. Community CU has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is JAMBA JUICE, followed by DICKEY'S BARBECUE PIT, SUBWAY, DICKEY'S BARBEQUE. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does First U.S. Community CU prefer?

First U.S. Community CU's highest-volume SBA industry by NAICS code is Limited-Service Restaurants. Other active sectors: Educational Services, Food & Beverage Stores, Waste Management & Remediation. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to First U.S. Community CU?

PeerSense matches your specific SBA deal to First U.S. Community CU based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads — we curate fit. No retainer; lender pays referral fee at closing.

SBA LenderCaliforniaActiveSmall Business

First U.S. Community CU

SBA lender based in California serving 1 states and 36 industries

Quick Answer

First U.S. Community CU has funded 158 SBA loans across 1 states and 36 industries. Their average loan size is $187K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against First U.S. Community CU and 897+ alternatives based on closing probability + pricing.

Geographic Reach

1 States

Regional focus

Industry Coverage

36 Industries

Diverse lending portfolio

Lending Activity

Active

Small Business focus

Top Lending States

California#1

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Industry Focus Areas

Limited-Service Restaurants

NAICS 722

Educational Services

NAICS 611

Food & Beverage Stores

NAICS 445

Waste Management & Remediation

Why borrowers choose First U.S. Community CU

First U.S. Community CU is best suited for borrowers seeking small-business working capital, startup, and franchise loans, with an average SBA loan of $187K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is California. With 158 SBA loans funded across 1 states, they operate as a regional specialist anchored in California. Their portfolio default rate is 1654.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against First U.S. Community CU and 897+ alternatives.

Recent SBA Activity at First U.S. Community CU

Franchise lending: First U.S. Community CU has funded SBA loans for multiple franchise concepts, with the highest volume in JAMBA JUICE, DICKEY'S BARBECUE PIT, and SUBWAY. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Educational Services, and Food & Beverage Stores. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are California. Lenders typically underwrite faster in states where they already have closing comps.

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About First U.S. Community CU SBA Lending

First U.S. Community CU is an SBA lender headquartered in California. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

First U.S. Community CU serves borrowers across 1 states and 36 industry sectors with a regional lending focus. To find out whether First U.S. Community CU is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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