Transamerica Small Business Capital, Inc.
SBA lender based in South Carolina serving 39 states and 57 industries
Transamerica Small Business Capital, Inc. has funded 871 SBA loans across 39 states and 57 industries. Their average loan size is $485K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against Transamerica Small Business Capital, Inc. and 897+ alternatives based on closing probability + pricing.
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Book a CallWhy borrowers choose Transamerica Small Business Capital, Inc.
Transamerica Small Business Capital, Inc. is best suited for borrowers seeking mid-market business acquisitions and franchise build-outs, with an average SBA loan of $485K. The lender's deepest industry experience is in Amusement & Recreation, and their highest-volume state is Florida. With 871 SBA loans funded across 39 states, they are one of a small set of true national SBA lenders. Their portfolio default rate is 1971.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against Transamerica Small Business Capital, Inc. and 897+ alternatives.
Recent SBA Activity at Transamerica Small Business Capital, Inc.
Franchise lending: Transamerica Small Business Capital, Inc. has funded SBA loans for multiple franchise concepts, with the highest volume in SUBWAY SANDWICH SHOP, MANHATTAN BAGEL CO., and RAMADA INN. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.
Industry concentration: The lender's highest-volume SBA industries are Amusement & Recreation, Limited-Service Restaurants, and Repair & Maintenance. Borrowers in these NAICS sectors typically see better terms and faster approvals.
Geographic concentration: Top markets are Florida, Texas, Georgia, South Carolina, and Virginia. Lenders typically underwrite faster in states where they already have closing comps.
Compare Transamerica Small Business Capital, Inc. to Similar SBA Lenders
Other SBA lenders headquartered in South Carolina with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.
Looking for SBA Financing?
Tell us about your deal and we'll match you with the right capital source from our network. PeerSense uses proprietary data on lender track records to find the best fit for your industry, location, and loan size.
About Transamerica Small Business Capital, Inc. SBA Lending
Transamerica Small Business Capital, Inc. is an SBA lender headquartered in South Carolina. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.
Transamerica Small Business Capital, Inc. serves borrowers across 39 states and 57 industry sectors, making it a national SBA lender with broad geographic coverage. To find out whether Transamerica Small Business Capital, Inc. is a good fit for your specific deal, reach out to PeerSense for a free lender match.
PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.
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See Related Rates by Program
PeerSense covers the full commercial capital stack. Rates and structures across our money pages — updated weekly.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive — Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Mezzanine Debt
11.00–18.00%Subordinate to senior, $1M–$50M, capital stack fill
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting