Is Opus Bank a good SBA lender?

Opus Bank has funded 84 SBA loans totaling $17.9M in volume across 2 states, with an average loan size of $213K. Whether they are the right fit depends on your deal profile, loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to Opus Bank or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at Opus Bank?

The average SBA loan size at Opus Bank is $213K, with a range from $22K to $1.6M. This profile suggests they are best suited for borrowers seeking mid-market business acquisitions and equipment financing.

What states does Opus Bank lend in?

Opus Bank actively lends across 2 states. Their highest-volume state is California. Other top states include Washington. Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does Opus Bank fund franchise loans?

Yes, Opus Bank has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is TRAVELODGE, followed by CHILDREN'S ORCHARD (RETAIL CLO, LEARNING EXPRESS, MOBIL OIL (STATIONS). Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does Opus Bank prefer?

Opus Bank's highest-volume SBA industry by NAICS code is Gasoline Stations. Other active sectors: Motor Vehicle Dealers, Nonstore Retailers, Building Material & Garden. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to Opus Bank?

PeerSense matches your specific SBA deal to Opus Bank based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads, we curate fit. Lender pays referral fee at closing.

SBA LenderCaliforniaMid-Market Profile

Opus Bank

SBA lender based in California serving 2 states and 35 industries

Quick Answer

Is Opus Bank the right SBA lender for your deal?

SBA loans funded

States served

Industries

$213K

Avg loan size

Opus Bank has funded 84 SBA loans across 2 states and 35 industries. Their average loan size is $213K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile. Historical volume is not a quote. PeerSense does not speak for Opus Bank.

Geographic Reach

2states

Regional focus

Industry Coverage

35industries

Diverse lending portfolio

Average SBA Loan

$213K

Mid-Market deal focus

Geographic Footprint

Top Lending States

California

Washington

Tell us about your deal. Lenders underwrite. We do not.

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Underwriting Depth

Industry Focus Areas

Gasoline Stations

NAICS 447

Motor Vehicle Dealers

NAICS 441

Nonstore Retailers

NAICS 454

Building Material & Garden

NAICS 444

NAICS 421

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FOIA history

FOIA history for Opus Bank

FOIA history for Opus Bank: 84 SBA loans across 2 states, average size $213K. Highest-volume NAICS in the tape: Gasoline Stations. Highest-volume state in the tape: California. That is history, not a buy box and not a prediction they will fund your file. Tell us about your deal.

Track Record

Recent SBA Activity at Opus Bank

Franchise lending: Opus Bank has funded SBA loans for multiple franchise concepts, with the highest volume in TRAVELODGE, CHILDREN'S ORCHARD (RETAIL CLO, and LEARNING EXPRESS. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Gasoline Stations, Motor Vehicle Dealers, and Nonstore Retailers. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are California, and Washington. Lenders typically underwrite faster in states where they already have closing comps.

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Peer Comparison

Compare Opus Bank to Similar SBA Lenders

Other SBA lenders headquartered in California with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.

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39,194 loans$245K avg53 states

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6,389 loans$455K avg36 states

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Five Star Bank

5,393 loans$171K avg51 states

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Bank of America California, National Association

3,598 loans$88K avg17 states

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Lendistry SBLC, LLC

3,309 loans$208K avg48 states

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Lender Reference

About Opus Bank SBA Lending

Opus Bank is an SBA lender headquartered in California. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

Opus Bank serves borrowers across 2 states and 35 industry sectors with a regional lending focus. To find out whether Opus Bank is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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See Related Rates by Program

PeerSense covers the full commercial capital stack. Indicative levels that lenders in our network have been pricing across these programs, as of September 1, 2026.

Originator warehouse

$100M a month

Focus $100 million a month. Will look at $10 million a month. $10 million is not the focus.

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Invoice Factoring

0.5–3.5% / 30d

B2B invoices from $20 million a month. Advance 80 to 95 percent of face.

See current rates

CMBS Conduit

5.60–7.10%

10 year Non Recourse fixed, $10 million and up, fully assumable

See current rates

Bridge Loans

9.00–14.00%

$10 million and up. Cash in about 35 percent. Name the takeout first.

See current rates

Data Center

CRS to 89%

$1 billion to $30 billion plus. Signed or guaranteed hyperscaler lease.

See current rates

Contracted revenue sale

Up to 89%

15 year lease signed or guaranteed by a hyperscaler. Size follows the lease.

See current rates

Hotel Financing

Hotel is search only. Public floor $10 million and up. Cash in about 35 percent.

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Private Credit

7.80–18.00%

Non-bank flexibility. Public CRE floor $10 million and up.

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DSCR Investor

Search path. Public CRE floor $10 million and up.

See current rates

Indicative only, as of September 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.