SBA Lenders in Virginia
19 SBA-approved lenders headquartered in Virginia (VA) plus 10 more that actively fund Virginia borrowers. Tell us about your deal and we'll match you with the right capital source.
Who are the top SBA lenders in Virginia?
PeerSense tracks 19 SBA-approved lenders headquartered in Virginia (VA), plus 10 out-of-state lenders that actively fund Virginia borrowers. Top by Virginia-specific volume: Capital One, National Association, Atlantic Union Bank, HSBC Bank USA National Association. Virginia HQ lenders have collectively originated $5.8B in SBA volume.
— PeerSense Capital Advisory · Westfield IN · Updated May 16, 2026
Sources: SBA 7(a) & 504 Loan Data, FDIC BankFind
Top SBA Lenders Headquartered in Virginia
Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.
| Lender | State | Activity | Profile |
|---|---|---|---|
| Capital One, National Association | VA | High Volume | View Profile → |
| COFSB, National Association | VA | High Volume | View Profile → |
| HSBC Bank USA National Association | VA | High Volume | View Profile → |
| First Community Bank | VA | High Volume | View Profile → |
| Atlantic Union Bank | VA | High Volume | View Profile → |
| United Bank | VA | High Volume | View Profile → |
| Primis Bank | VA | Active | View Profile → |
| The First Bank and Trust Company | VA | Active | View Profile → |
| National Credit Union Administration | VA | Active | View Profile → |
| TowneBank | VA | Active | View Profile → |
| Virginia National Bank | VA | Active | View Profile → |
| Blue Ridge Bank National Association | VA | Active | View Profile → |
| Citizens and Farmers Bank | VA | Active | View Profile → |
| Navy FCU | VA | Active | View Profile → |
| Bank of Clarke | VA | Active | View Profile → |
| Locus Bank Inc | VA | Specialized | View Profile → |
| Northwest FCU | VA | Specialized | View Profile → |
| John Marshall Bank | VA | Specialized | View Profile → |
| MainStreet Bank | VA | Specialized | View Profile → |
Capital One, National Association
VACOFSB, National Association
VAHSBC Bank USA National Association
VAFirst Community Bank
VAAtlantic Union Bank
VAUnited Bank
VAPrimis Bank
VAThe First Bank and Trust Company
VANational Credit Union Administration
VATowneBank
VAVirginia National Bank
VABlue Ridge Bank National Association
VACitizens and Farmers Bank
VANavy FCU
VABank of Clarke
VALocus Bank Inc
VANorthwest FCU
VAJohn Marshall Bank
VAMainStreet Bank
VAOut-of-State Lenders Actively Funding Virginia Borrowers
National banks and multi-state regionals frequently fund Virginia deals at competitive rates — often with faster underwriting than local-only banks. Ranked by Virginia-specific SBA volume.
GBank
HQ NV · 56 VA loans · $148.2M VA volume
Truist Bank
HQ NC · 175 VA loans · $56.3M VA volume
Manufacturers and Traders Trust Company
HQ NY · 231 VA loans · $55.1M VA volume
Business Loan Center, LLC
HQ SC · 55 VA loans · $45.3M VA volume
BankUnited, National Association
HQ FL · 24 VA loans · $37.9M VA volume
Fulton Bank, National Association
HQ PA · 108 VA loans · $26.3M VA volume
Hanmi Bank
HQ CA · 31 VA loans · $20.7M VA volume
Wilmington Savings Fund Society FSB
HQ DE · 28 VA loans · $18.6M VA volume
Woori America Bank
HQ NY · 7 VA loans · $17.4M VA volume
Coastal States Bank
HQ SC · 12 VA loans · $13.7M VA volume
Looking for an SBA Lender in Virginia?
PeerSense matches your deal with the right capital source from our network of 19+ Virginia lenders and hundreds more nationwide. No retainers — referral fee established upfront and paid at closing.
SBA Lending in Virginia
Virginia is home to 19 SBA-approved lenders that have collectively originated $5.8B in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.
Whether you're acquiring a business in Virginia, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.
How PeerSense Helps Virginia Borrowers
We're a commercial lending advisory firm headquartered in Westfield, Indiana — not a lender. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients receive their first lender introduction within one business day.
Other Capital Programs for Virginia Borrowers
PeerSense covers the full commercial capital stack for Virginia operators — beyond SBA. Compare current rates and structures.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive — Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Mezzanine Debt
11.00–18.00%Subordinate to senior, $1M–$50M, capital stack fill
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting
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