Is First Citizens Bank of Butte a good SBA lender?

First Citizens Bank of Butte has funded 168 SBA loans totaling $35.8M in volume across 3 states, with an average loan size of $213K. The lender's default rate is 833.00%. Whether they are the right fit depends on your deal profile — loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to First Citizens Bank of Butte or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at First Citizens Bank of Butte?

The average SBA loan size at First Citizens Bank of Butte is $213K, with a range from $20K to $2.8M. This profile suggests they are best suited for borrowers seeking mid-market business acquisitions and equipment financing.

What states does First Citizens Bank of Butte lend in?

First Citizens Bank of Butte actively lends across 3 states. Their highest-volume state is Montana. Other top states include Washington. Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does First Citizens Bank of Butte fund franchise loans?

Yes — First Citizens Bank of Butte has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is PERKINS RESTAURANTS, followed by WILD NOODLES, DOMINO'S PIZZA, GREAT HARVEST BREAD CO.. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does First Citizens Bank of Butte prefer?

First Citizens Bank of Butte's highest-volume SBA industry by NAICS code is Limited-Service Restaurants. Other active sectors: Full-Service Restaurants, Food Manufacturing, Sporting Goods & Hobby. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to First Citizens Bank of Butte?

PeerSense matches your specific SBA deal to First Citizens Bank of Butte based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads — we curate fit. No retainer; lender pays referral fee at closing.

SBA LenderMontanaActiveMid-Market

First Citizens Bank of Butte

SBA lender based in Montana serving 3 states and 39 industries

Quick Answer

First Citizens Bank of Butte has funded 168 SBA loans across 3 states and 39 industries. Their average loan size is $213K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against First Citizens Bank of Butte and 897+ alternatives based on closing probability + pricing.

Geographic Reach

3 States

Regional focus

Industry Coverage

39 Industries

Diverse lending portfolio

Lending Activity

Active

Mid-Market focus

Top Lending States

Montana#1

Washington#2

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Industry Focus Areas

Limited-Service Restaurants

NAICS 722

Full-Service Restaurants

NAICS 721

Food Manufacturing

NAICS 311

Sporting Goods & Hobby

NAICS 451

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Why borrowers choose First Citizens Bank of Butte

First Citizens Bank of Butte is best suited for borrowers seeking mid-market business acquisitions and franchise build-outs, with an average SBA loan of $213K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is Montana. With 168 SBA loans funded across 3 states, they operate as a regional specialist anchored in Montana. Their portfolio default rate is 833.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against First Citizens Bank of Butte and 897+ alternatives.

Recent SBA Activity at First Citizens Bank of Butte

Franchise lending: First Citizens Bank of Butte has funded SBA loans for multiple franchise concepts, with the highest volume in PERKINS RESTAURANTS, WILD NOODLES, and DOMINO'S PIZZA. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Full-Service Restaurants, and Food Manufacturing. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are Montana, and Washington. Lenders typically underwrite faster in states where they already have closing comps.

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Compare First Citizens Bank of Butte to Similar SBA Lenders

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About First Citizens Bank of Butte SBA Lending

First Citizens Bank of Butte is an SBA lender headquartered in Montana. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

First Citizens Bank of Butte serves borrowers across 3 states and 39 industry sectors with a regional lending focus. To find out whether First Citizens Bank of Butte is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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