SBA Lenders in Vermont
1 SBA-approved lenders headquartered in Vermont (VT) plus 6 more that actively fund Vermont borrowers. Tell us about your deal and we'll match you with the right capital source.
Who are the top SBA lenders in Vermont?
PeerSense tracks 1 SBA-approved lenders headquartered in Vermont (VT), plus 6 out-of-state lenders that actively fund Vermont borrowers. Top by Vermont-specific volume: Community National Bank, Community Bank, National Association, Southwest Capital Bank. Vermont HQ lenders have collectively originated $142.2M in SBA volume.
— PeerSense Capital Advisory · Westfield IN · Updated May 16, 2026
Sources: SBA 7(a) & 504 Loan Data, FDIC BankFind
Top SBA Lenders Headquartered in Vermont
Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.
| Lender | State | Activity | Profile |
|---|---|---|---|
| Community National Bank | VT | Active | View Profile → |
Out-of-State Lenders Actively Funding Vermont Borrowers
National banks and multi-state regionals frequently fund Vermont deals at competitive rates — often with faster underwriting than local-only banks. Ranked by Vermont-specific SBA volume.
Community Bank, National Association
HQ NY · 13 VT loans · $1.8M VT volume
Southwest Capital Bank
HQ NM · 1 VT loans · $1.2M VT volume
OptimumBank
HQ FL · 2 VT loans · $1.1M VT volume
Camden National Bank
HQ ME · 1 VT loans · $650K VT volume
Bar Harbor Bank & Trust
HQ ME · 7 VT loans · $401K VT volume
Union Bank
HQ MO · 3 VT loans · $340K VT volume
Looking for an SBA Lender in Vermont?
PeerSense matches your deal with the right capital source from our network of 1+ Vermont lenders and hundreds more nationwide. No retainers — referral fee established upfront and paid at closing.
SBA Lending in Vermont
Vermont is home to 1 SBA-approved lenders that have collectively originated $142.2M in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.
Whether you're acquiring a business in Vermont, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.
How PeerSense Helps Vermont Borrowers
We're a commercial lending advisory firm headquartered in Westfield, Indiana — not a lender. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients receive their first lender introduction within one business day.
Other Capital Programs for Vermont Borrowers
PeerSense covers the full commercial capital stack for Vermont operators — beyond SBA. Compare current rates and structures.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive — Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Mezzanine Debt
11.00–18.00%Subordinate to senior, $1M–$50M, capital stack fill
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting
Explore More PeerSense Resources
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