Is Mid-Atlantic FCU a good SBA lender?

Mid-Atlantic FCU has funded 45 SBA loans totaling $25.4M in volume across 4 states, with an average loan size of $563K. The lender's default rate is 952.00%. Whether they are the right fit depends on your deal profile — loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to Mid-Atlantic FCU or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at Mid-Atlantic FCU?

The average SBA loan size at Mid-Atlantic FCU is $563K, with a range from $50K to $2.4M. This profile suggests they are best suited for borrowers seeking larger institutional acquisitions and CRE deals.

What states does Mid-Atlantic FCU lend in?

Mid-Atlantic FCU actively lends across 4 states. Their highest-volume state is Virginia. Other top states include Maryland. Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does Mid-Atlantic FCU fund franchise loans?

Yes — Mid-Atlantic FCU has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is GREENE TURTLE, followed by SYNERGY HomeCare, IHOP, INTERNATIONAL HOUSE OF PANCAKE. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does Mid-Atlantic FCU prefer?

Mid-Atlantic FCU's highest-volume SBA industry by NAICS code is Limited-Service Restaurants. Other active sectors: Ambulatory Healthcare, Professional/Technical Services. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to Mid-Atlantic FCU?

PeerSense matches your specific SBA deal to Mid-Atlantic FCU based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads — we curate fit. No retainer; lender pays referral fee at closing.

SBA LenderMarylandSpecializedLarge Loans

Mid-Atlantic FCU

SBA lender based in Maryland serving 4 states and 20 industries

Quick Answer

Mid-Atlantic FCU has funded 45 SBA loans across 4 states and 20 industries. Their average loan size is $563K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against Mid-Atlantic FCU and 897+ alternatives based on closing probability + pricing.

Geographic Reach

4 States

Regional focus

Industry Coverage

20 Industries

Diverse lending portfolio

Lending Activity

Specialized

Large Loans focus

Top Lending States

Virginia#1

Maryland#2

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Industry Focus Areas

Limited-Service Restaurants

NAICS 722

Ambulatory Healthcare

NAICS 621

Professional/Technical Services

NAICS 541

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Why borrowers choose Mid-Atlantic FCU

Mid-Atlantic FCU is best suited for borrowers seeking larger institutional acquisitions, CRE, and equipment-heavy deals, with an average SBA loan of $563K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is Virginia. With 45 SBA loans funded across 4 states, they operate as a regional specialist anchored in Maryland. Their portfolio default rate is 952.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against Mid-Atlantic FCU and 897+ alternatives.

Recent SBA Activity at Mid-Atlantic FCU

Franchise lending: Mid-Atlantic FCU has funded SBA loans for multiple franchise concepts, with the highest volume in GREENE TURTLE, SYNERGY HomeCare, and IHOP. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Ambulatory Healthcare, and Professional/Technical Services. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are Virginia, and Maryland. Lenders typically underwrite faster in states where they already have closing comps.

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Compare Mid-Atlantic FCU to Similar SBA Lenders

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About Mid-Atlantic FCU SBA Lending

Mid-Atlantic FCU is an SBA lender headquartered in Maryland. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

Mid-Atlantic FCU serves borrowers across 4 states and 20 industry sectors with a regional lending focus. To find out whether Mid-Atlantic FCU is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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