SBA Lenders in New Jersey
17 SBA-approved lenders headquartered in New Jersey (NJ) plus 10 more that actively fund New Jersey borrowers. Tell us about your deal and we'll match you with the right capital source.
Who are the top SBA lenders in New Jersey?
PeerSense tracks 17 SBA-approved lenders headquartered in New Jersey (NJ), plus 10 out-of-state lenders that actively fund New Jersey borrowers. Top by New Jersey-specific volume: Readycap Lending, LLC, Valley National Bank, Unity Bank. New Jersey HQ lenders have collectively originated $22.1B in SBA volume.
, PeerSense Capital Advisory · Westfield IN · Updated October 1, 2026
Sources: SBA 7(a) & 504 Loan Data, FDIC BankFind
Top SBA Lenders Headquartered in New Jersey
Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.
| Lender | State | Activity | Profile |
|---|---|---|---|
| Readycap Lending, LLC | NJ | High Volume | View Profile → |
| Valley National Bank | NJ | High Volume | View Profile → |
| Hana Bank USA National Association | NJ | High Volume | View Profile → |
| Unity Bank | NJ | High Volume | View Profile → |
| Provident Bank | NJ | High Volume | View Profile → |
| The Bank of Princeton | NJ | High Volume | View Profile → |
| New Millennium Bank | NJ | Active | View Profile → |
| OceanFirst Bank, National Association | NJ | Active | View Profile → |
| Peapack Private Bank and Trust | NJ | Active | View Profile → |
| BCB Community Bank | NJ | Active | View Profile → |
| 1st Colonial Community Bank | NJ | Active | View Profile → |
| ConnectOne Bank | NJ | Active | View Profile → |
| Magyar Bank | NJ | Active | View Profile → |
| Northfield Bank | NJ | Active | View Profile → |
| Financial Resources Federal Credit Union | NJ | Active | View Profile → |
| Kearny Bank | NJ | Active | View Profile → |
| Somerset Regal Bank | NJ | Specialized | View Profile → |
Readycap Lending, LLC
NJValley National Bank
NJHana Bank USA National Association
NJUnity Bank
NJProvident Bank
NJThe Bank of Princeton
NJNew Millennium Bank
NJOceanFirst Bank, National Association
NJPeapack Private Bank and Trust
NJBCB Community Bank
NJ1st Colonial Community Bank
NJConnectOne Bank
NJMagyar Bank
NJNorthfield Bank
NJFinancial Resources Federal Credit Union
NJKearny Bank
NJSomerset Regal Bank
NJOut-of-State Lenders Actively Funding New Jersey Borrowers
National banks and multi-state regionals frequently fund New Jersey deals at competitive rates, often with faster underwriting than local-only banks. Ranked by New Jersey-specific SBA volume.
TD Bank, National Association
HQ DE · 709 NJ loans · $231.3M NJ volume
PNC Bank, National Association
HQ DE · 290 NJ loans · $95.3M NJ volume
Fulton Bank, National Association
HQ PA · 115 NJ loans · $82.7M NJ volume
Wilmington Savings Fund Society FSB
HQ DE · 106 NJ loans · $63.1M NJ volume
Hanover Community Bank
HQ NY · 29 NJ loans · $60.1M NJ volume
Newtek Small Business Finance, Inc.
HQ NY · 67 NJ loans · $31.4M NJ volume
Customers Bank
HQ PA · 21 NJ loans · $26.5M NJ volume
Manufacturers and Traders Trust Company
HQ NY · 113 NJ loans · $25.8M NJ volume
Brookline Bank, a Division of Beacon Bank and Trust
HQ MA · 34 NJ loans · $24.0M NJ volume
Spring Bank
HQ NY · 5 NJ loans · $19.4M NJ volume
Looking for an SBA Lender in New Jersey?
PeerSense matches your deal with the right capital source from our network of 17+ New Jersey lenders and hundreds more nationwide. Referral fee established upfront and paid at closing.
SBA Lending in New Jersey
New Jersey is home to 17 SBA-approved lenders that have collectively originated $22.1B in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.
Whether you're acquiring a business in New Jersey, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.
How PeerSense Helps New Jersey Borrowers
We're a commercial lending advisory firm headquartered in Westfield, Indiana. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients hear back from a PeerSense advisor after the file is on the desk.
Talk to PeerSense about SBA capital in New Jersey.
Tell us your loan amount and use of funds. PeerSense sources capital for a New Jersey deal, local or national.
SBA 7(a) / 504: The desk will reach out. No obligation.
Other Capital Programs for New Jersey Borrowers
PeerSense covers the full commercial capital stack for New Jersey operators, beyond SBA. Compare current rates and structures.
Originator warehouse
$100M a monthFocus $100 million a month. Will look at $10 million a month. $10 million is not the focus.
Invoice Factoring
0.5–3.5% / 30dB2B invoices from $20 million a month. Advance 80 to 95 percent of face.
CMBS Conduit
5.60–7.10%10 year Non Recourse fixed, $10 million and up, fully assumable
Bridge Loans
9.00–14.00%$10 million and up. Cash in about 35 percent. Name the takeout first.
Data Center
CRS to 89%$1 billion to $30 billion plus. Signed or guaranteed hyperscaler lease.
Contracted revenue sale
Up to 89%15 year lease signed or guaranteed by a hyperscaler. Size follows the lease.
Hotel Financing
SearchHotel is search only. Public floor $10 million and up. Cash in about 35 percent.
Private Credit
7.80–18.00%Non-bank flexibility. Public CRE floor $10 million and up.
DSCR Investor
SearchSearch path. Public CRE floor $10 million and up.
Indicative only, as of September 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
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