Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
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SBA LenderMinnesotaActiveLarge Loans

Luminate Bank

SBA lender based in Minnesota serving 33 states and 16 industries

Geographic Reach
33 States
National coverage
Industry Coverage
16 Industries
Diverse lending portfolio
Lending Activity
Active
Large Loans focus

Top Lending States

Texas#1
California#2
Minnesota#3
Florida#4
Georgia#5

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Industry Focus Areas

Looking for SBA Financing?

Tell us about your deal and we'll match you with the right capital source from our network. PeerSense uses proprietary data on lender track records to find the best fit for your industry, location, and loan size.

About Luminate Bank SBA Lending

Luminate Bank is an SBA lender headquartered in Minnesota. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

Luminate Bank serves borrowers across 33 states and 16 industry sectors, making it a national SBA lender with broad geographic coverage. To find out whether Luminate Bank is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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