Is International Bank of Commerce a good SBA lender?

International Bank of Commerce has funded 357 SBA loans totaling $50.3M in volume across 2 states, with an average loan size of $141K. The lender's default rate is 1331.00%. Whether they are the right fit depends on your deal profile — loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to International Bank of Commerce or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at International Bank of Commerce?

The average SBA loan size at International Bank of Commerce is $141K, with a range from $4K to $2.0M. This profile suggests they are best suited for borrowers seeking smaller businesses, working capital, and franchise startups.

What states does International Bank of Commerce lend in?

International Bank of Commerce actively lends across 2 states. Their highest-volume state is Texas. Other top states include Oklahoma. Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does International Bank of Commerce fund franchise loans?

Yes — International Bank of Commerce has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is MAIL BOXES ETC. USA, followed by SUBWAY SANDWICH SHOP, THUNDER CLOUD SUBS, GOLDEN FRIED CHICKEN. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does International Bank of Commerce prefer?

International Bank of Commerce's highest-volume SBA industry by NAICS code is Limited-Service Restaurants. Other active sectors: Personal Care Services, Administrative Support, Furniture & Home Furnishing Stores. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to International Bank of Commerce?

PeerSense matches your specific SBA deal to International Bank of Commerce based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads — we curate fit. No retainer; lender pays referral fee at closing.

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International Bank of Commerce

SBA lender based in Texas serving 2 states and 52 industries

Quick Answer

International Bank of Commerce has funded 357 SBA loans across 2 states and 52 industries. Their average loan size is $141K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against International Bank of Commerce and 897+ alternatives based on closing probability + pricing.

Geographic Reach

2 States

Regional focus

Industry Coverage

52 Industries

Diverse lending portfolio

Lending Activity

Active

Small Business focus

Top Lending States

Texas#1

Oklahoma#2

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Industry Focus Areas

Limited-Service Restaurants

NAICS 722

Personal Care Services

NAICS 812

Administrative Support

NAICS 561

Furniture & Home Furnishing Stores

NAICS 442

Machinery Manufacturing

NAICS 333

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Why borrowers choose International Bank of Commerce

International Bank of Commerce is best suited for borrowers seeking small-business working capital, startup, and franchise loans, with an average SBA loan of $141K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is Texas. With 357 SBA loans funded across 2 states, they operate as a regional specialist anchored in Texas. Their portfolio default rate is 1331.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against International Bank of Commerce and 897+ alternatives.

Recent SBA Activity at International Bank of Commerce

Franchise lending: International Bank of Commerce has funded SBA loans for multiple franchise concepts, with the highest volume in MAIL BOXES ETC. USA, SUBWAY SANDWICH SHOP, and THUNDER CLOUD SUBS. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Personal Care Services, and Administrative Support. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are Texas, and Oklahoma. Lenders typically underwrite faster in states where they already have closing comps.

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Compare International Bank of Commerce to Similar SBA Lenders

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About International Bank of Commerce SBA Lending

International Bank of Commerce is an SBA lender headquartered in Texas. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

International Bank of Commerce serves borrowers across 2 states and 52 industry sectors with a regional lending focus. To find out whether International Bank of Commerce is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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