American Bank and Trust Company
SBA lender based in Oklahoma serving 6 states and 9 industries
Is American Bank and Trust Company the right SBA lender for your deal?
American Bank and Trust Company has funded 47 SBA loans across 6 states and 9 industries. Their average loan size is $274K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile. PeerSense matches your deal against American Bank and Trust Company and 897+ alternatives based on closing probability + pricing.
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Why borrowers choose American Bank and Trust Company
American Bank and Trust Company is best suited for borrowers seeking mid-market business acquisitions and franchise build-outs, with an average SBA loan of $274K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is Oklahoma. With 47 SBA loans funded across 6 states, they operate as a regional specialist anchored in Oklahoma. If your deal profile aligns with their underwriting box, this lender is worth a quote. PeerSense matches your specific deal against American Bank and Trust Company and 897+ alternatives.
Recent SBA Activity at American Bank and Trust Company
Franchise lending: American Bank and Trust Company has funded SBA loans for multiple franchise concepts, with the highest volume in SUBWAY SANDWICH SHOP, KWIK KAR OIL & LUBE, and GOLF U.S.A. (RETAIL GOLF EQUIP. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.
Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Electrical Equipment, and Sporting Goods & Hobby. Borrowers in these NAICS sectors typically see better terms and faster approvals.
Geographic concentration: Top markets are Oklahoma, California, Ohio, and Texas. Lenders typically underwrite faster in states where they already have closing comps.
Compare American Bank and Trust Company to Similar SBA Lenders
Other SBA lenders headquartered in Oklahoma with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.
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About American Bank and Trust Company SBA Lending
American Bank and Trust Company is an SBA lender headquartered in Oklahoma. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.
American Bank and Trust Company serves borrowers across 6 states and 9 industry sectors with a regional lending focus. To find out whether American Bank and Trust Company is a good fit for your specific deal, reach out to PeerSense for a free lender match.
PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.
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See Related Rates by Program
PeerSense covers the full commercial capital stack. Indicative levels that lenders in our network have been pricing across these programs, as of August 1, 2026.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive. Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting
Foreign National
7.50–11.00%Non-US borrower CRE + bridge, no SSN required
Indicative only, as of August 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense does not lend and does not set pricing. What these terms mean.