Is The Exchange Bank a good SBA lender?

The Exchange Bank has funded 42 SBA loans totaling $9.3M in volume across 1 states, with an average loan size of $221K. Whether they are the right fit depends on your deal profile, loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to The Exchange Bank or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at The Exchange Bank?

The average SBA loan size at The Exchange Bank is $221K, with a range from $45K to $1.4M. This profile suggests they are best suited for borrowers seeking mid-market business acquisitions and equipment financing.

What states does The Exchange Bank lend in?

The Exchange Bank actively lends across 1 states. Their highest-volume state is Oklahoma. Other top states include . Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does The Exchange Bank fund franchise loans?

Yes, The Exchange Bank has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is SUBWAY SANDWICH SHOP, followed by SIMPLE SIMON'S PIZZA, DAYLIGHT DONUT SHOP, MAGGIEMOO'S (ICE CREAM). Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does The Exchange Bank prefer?

The Exchange Bank's highest-volume SBA industry by NAICS code is Limited-Service Restaurants. Other active sectors: Food & Beverage Stores, Food Manufacturing, Repair & Maintenance. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to The Exchange Bank?

PeerSense matches your specific SBA deal to The Exchange Bank based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads, we curate fit. Lender pays referral fee at closing.

SBA LenderOklahomaMid-Market Profile

The Exchange Bank

SBA lender based in Oklahoma serving 1 states and 15 industries

Quick Answer

Is The Exchange Bank the right SBA lender for your deal?

SBA loans funded

States served

Industries

$221K

Avg loan size

The Exchange Bank has funded 42 SBA loans across 1 states and 15 industries. Their average loan size is $221K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile. PeerSense matches your deal against The Exchange Bank and 897+ alternatives based on closing probability + pricing.

Geographic Reach

1states

Regional focus

Industry Coverage

15industries

Diverse lending portfolio

Average SBA Loan

$221K

Mid-Market deal focus

Geographic Footprint

Top Lending States

Oklahoma

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Underwriting Depth

Industry Focus Areas

Limited-Service Restaurants

NAICS 722

Food & Beverage Stores

Fit Assessment

Why borrowers choose The Exchange Bank

The Exchange Bank is best suited for borrowers seeking mid-market business acquisitions and franchise build-outs, with an average SBA loan of $221K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is Oklahoma. With 42 SBA loans funded across 1 states, they operate as a regional specialist anchored in Oklahoma. If your deal profile aligns with their underwriting box, this lender is worth a quote. PeerSense matches your specific deal against The Exchange Bank and 897+ alternatives.

Track Record

Recent SBA Activity at The Exchange Bank

Franchise lending: The Exchange Bank has funded SBA loans for multiple franchise concepts, with the highest volume in SUBWAY SANDWICH SHOP, SIMPLE SIMON'S PIZZA, and DAYLIGHT DONUT SHOP. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Food & Beverage Stores, and Food Manufacturing. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are Oklahoma. Lenders typically underwrite faster in states where they already have closing comps.

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Peer Comparison

Compare The Exchange Bank to Similar SBA Lenders

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Lender Reference

About The Exchange Bank SBA Lending

The Exchange Bank is an SBA lender headquartered in Oklahoma. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

The Exchange Bank serves borrowers across 1 states and 15 industry sectors with a regional lending focus. To find out whether The Exchange Bank is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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See Related Rates by Program

PeerSense covers the full commercial capital stack. Indicative levels that lenders in our network have been pricing across these programs, as of August 1, 2026.

CMBS Conduit

5.60–7.10%

10-yr non-recourse fixed, $5M–$500M+, fully assumable

See current rates

Bridge Loans

9.00–14.00%

12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV

See current rates

DSCR Investor

5.95–8.50%

30-yr fixed rental, qualifies on property cash flow

See current rates

Equipment Financing

5.50–12.00%

Loan, lease, SBA 504, vendor, captive. Section 179 eligible

See current rates

Hotel Financing

5.85–11.75%

CMBS + SBA 504 + bridge + PIP across all flags

See current rates

Private Credit

7.80–18.00%

Non-bank flexibility, unitranche, recap, transitional

See current rates

Invoice Factoring + ABL

0.5–3.5% / 30d

B2B receivables, trucking / staffing / construction / govt

See current rates

No-Doc CRE

7.50–11.50%

Limited-doc commercial, asset-based underwriting

See current rates

Foreign National

7.50–11.00%

Non-US borrower CRE + bridge, no SSN required

See current rates

Indicative only, as of August 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense does not lend and does not set pricing. What these terms mean.