SBA Lenders in New York
29 SBA-approved lenders headquartered in New York (NY) plus 10 more that actively fund New York borrowers. Tell us about your deal and we'll match you with the right capital source.
Who are the top SBA lenders in New York?
PeerSense tracks 29 SBA-approved lenders headquartered in New York (NY), plus 10 out-of-state lenders that actively fund New York borrowers. Top by New York-specific volume: Newtek Small Business Finance, Inc., Manufacturers and Traders Trust Company, Popular Bank. New York HQ lenders have collectively originated $23.6B in SBA volume.
— PeerSense Capital Advisory · Westfield IN · Updated May 16, 2026
Sources: SBA 7(a) & 504 Loan Data, FDIC BankFind
Top SBA Lenders Headquartered in New York
Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.
Manufacturers and Traders Trust Company
NYPopular Bank
NYNewtek Small Business Finance, Inc.
NYCommunity Bank, National Association
NYNBT Bank, National Association
NYNewBank
NYNew York Business Development Corporation
NYTompkins Community Bank
NYWoori America Bank
NYESL FCU
NYShinhan Bank America
NYGrow America Fund, Incorporated
NYFlushing Bank
NYDime Community Bank
NYThe Adirondack Trust Company
NYHanover Community Bank
NYGenesee Regional Bank
NYArrow Bank National Association
NYThe Canandaigua National Bank and Trust Company
NYPort 51 Lending LLC
NYOut-of-State Lenders Actively Funding New York Borrowers
National banks and multi-state regionals frequently fund New York deals at competitive rates — often with faster underwriting than local-only banks. Ranked by New York-specific SBA volume.
TD Bank, National Association
HQ DE · 259 NY loans · $118.7M NY volume
KeyBank National Association
HQ OH · 270 NY loans · $72.7M NY volume
The Bank of Princeton
HQ NJ · 20 NY loans · $51.3M NY volume
Peapack Private Bank and Trust
HQ NJ · 20 NY loans · $47.5M NY volume
Hana Bank USA National Association
HQ NJ · 38 NY loans · $24.4M NY volume
Capital One, National Association
HQ VA · 36 NY loans · $22.7M NY volume
Unity Bank
HQ NJ · 34 NY loans · $20.0M NY volume
Brookline Bank, a Division of Beacon Bank and Trust
HQ MA · 41 NY loans · $17.6M NY volume
New Millennium Bank
HQ NJ · 15 NY loans · $16.9M NY volume
Webster Bank National Association
HQ CT · 30 NY loans · $16.0M NY volume
Looking for an SBA Lender in New York?
PeerSense matches your deal with the right capital source from our network of 29+ New York lenders and hundreds more nationwide. No retainers — referral fee established upfront and paid at closing.
SBA Lending in New York
New York is home to 29 SBA-approved lenders that have collectively originated $23.6B in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.
Whether you're acquiring a business in New York, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.
How PeerSense Helps New York Borrowers
We're a commercial lending advisory firm headquartered in Westfield, Indiana — not a lender. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients receive their first lender introduction within one business day.
Other Capital Programs for New York Borrowers
PeerSense covers the full commercial capital stack for New York operators — beyond SBA. Compare current rates and structures.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive — Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Mezzanine Debt
11.00–18.00%Subordinate to senior, $1M–$50M, capital stack fill
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting
Explore More PeerSense Resources
SBA 7(a) & 504 Programs
Rates, eligibility, structure, down payment
Full Lender Directory
Browse all 899+ SBA lenders nationwide
Best SBA Lenders 2026
Ranked by volume, speed, and credit-box fit
SBA by Industry
Lender preferences across 99+ NAICS codes