What is the SBA loan default rate for Title Abstract and Settlement Offices?

At 21.1%, Title Abstract and Settlement Offices sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. The rate is measured on the resolved loans (paid in full or charged off), loans that have reached a final outcome. 251 lenders actively fund this industry.

Which SBA program is best for Title Abstract and Settlement Offices?

The SBA 7(a) program is the most commonly used for Title Abstract and Settlement Offices businesses, accounting for the majority of approved loans. The SBA 504 program is popular for larger real estate and equipment purchases.

NAICS 541191Professional & Technical ServicesLending Growing

How Much Can Title Abstract and Settlement Offices Businesses Get in SBA Loans?

Name: Title Abstract and Settlement Offices SBA Loan Performance Data (NAICS 541191)
Creator: PeerSense
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835 SBA loans totaling $189.1M have been approved for title abstract and settlement offices businesses (NAICS 541191). The average approved SBA loan is $227K, which is 33% below avg the $340K national average. 251 active lenders fund this industry with a 21.1% default rate on the matured 2018-2021 loan cohort.

Elevated default risk21.1% vs 15.4% all-industry avg

At 21.1%, Title Abstract and Settlement Offices sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 541191 (Title Abstract and Settlement Offices) received 835 SBA loans worth $189.1M across 5+ states. Average loan $227K, average term 110 months, 21.1% default rate (resolved-loan basis).251 active SBA-approved lenders fund this industry. Most title abstract and settlement offices loans use the SBA 7(a) program. There are approximately 9,762 U.S. establishments in this industry (Census 2022).

835

Total SBA Loans

$189.1M

Total Volume

$227K

Avg Loan Size

33% below avg

251

Active Lenders

110 mo

Avg Term

15% below avg

5,706

Jobs Supported

Is SBA Lending Growing for Title Abstract and Settlement Offices?+39% growth

$5.5M

$10.8M

$8.5M

$2.7M

$7.3M

$20.6M

$11.9M

$8.6M

$3.9M

$14.5M

Which SBA Program Do Title Abstract and Settlement Offices Businesses Use Most?

SBA 7(a)781 (94%)

SBA 50454 (6%)

What Is the Best SBA Loan for Title Abstract and Settlement Offices?

SBA 7(a)

The most widely used SBA program for title abstract and settlement offices businesses — flexible terms, multiple use cases

Industry avg loan: $227K

Typical term: 110 months

Historical avg rate: 7.15%

251+ lenders active in this industry

Default rate (2018–21 matured cohort): 21.1%

Where Are Title Abstract and Settlement Offices SBA Loans Most Common?

110 loans

$32.4M

72 loans

$6.1M

45 loans

$7.2M

39 loans

$20.8M

37 loans

$4.2M

Top SBA Lenders for Title Abstract and Settlement Offices

These banks have funded the most SBA loans for title abstract and settlement offices businesses (NAICS 541191). PeerSense routes deals to lenders with proven appetite in your industry.

#	Lender	Loans	Volume
1	JPMorgan Chase Bank, National Association(OH)	66	$9.0M
2	Bank of America, National Association(NC)	48	$2.6M
3	Citizens Bank, National Association(RI)	48	$2.2M
4	PNC Bank, National Association(DE)	40	$3.8M
5	The Huntington National Bank(OH)	40	$11.5M

Browse all SBA lenders Best SBA lenders 2026

Title Abstract and Settlement Offices Industry Context

U.S. Establishments

9,762

U.S. Census Bureau · 2022

U.S. Employment

22,385,000

BLS · 2026

SBA Penetration

8.55%

SBA loans per establishment

Ready to Fund Your Title Abstract and Settlement Offices Business?

PeerSense places SBA loans for title abstract and settlement offices businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

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Financing a Title Abstract and Settlement Offices business? Get matched to an SBA lender.

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How Does SBA Lending Work for Title Abstract and Settlement Offices Businesses?

Across all SBA loan programs, 835 loans have been approved for businesses classified under NAICS 541191 (Title Abstract and Settlement Offices), representing $189.1M in total capital deployed. The average approved loan of $227K is 33% below avg the national SBA average of $340K, with typical repayment terms of 110 months.

SBA lending for title abstract and settlement offices is accelerating — loan volume has grown approximately 39% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2021.

The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching title abstract and settlement offices business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

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Frequently Asked Questions — Title Abstract and Settlement Offices SBA Loans

What is the average SBA loan size for title abstract and settlement offices businesses?

Based on 835 approved SBA loans, the average loan size for title abstract and settlement offices (NAICS 541191) is $227K. This compares to the national SBA average of $340K across all industries.

Which SBA loan program is best for a title abstract and settlement offices business?

SBA 7(a) is the most commonly used SBA program for title abstract and settlement offices businesses. The most widely used SBA program for title abstract and settlement offices businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.

How many lenders fund SBA loans for title abstract and settlement offices?

251 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the title abstract and settlement offices sector.

What states have the most SBA lending for title abstract and settlement offices?

FL leads with 110 SBA loans and $32.4M in total volume for title abstract and settlement offices businesses. OH, NY, TX also show strong lending activity in this sector.

How does PeerSense help title abstract and settlement offices businesses get SBA loans?

PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the title abstract and settlement offices industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

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Data aggregated from SBA loan records (1992–2025). Title Abstract and Settlement Offices defined by NAICS code 541191. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.