How Much Can Offices of Certified Public Accountants Businesses Get in SBA Loans?
9,563 SBA loans totaling $2.8B have been approved for offices of certified public accountants businesses (NAICS 541211). The average approved SBA loan is $291K, which is 15% below avg the $340K national average. 857 active lenders fund this industry with a 10.2% default rate on the matured 2018-2021 loan cohort.
At 10.2%, Offices of Certified Public Accountants sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans), low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 541211 (Offices of Certified Public Accountants) received 9,563 SBA loans worth $2.8B across 5+ states. Average loan $291K, average term 127 months, 10.2% default rate (resolved-loan basis).857 active SBA-approved lenders fund this industry. Most offices of certified public accountants loans use the SBA 7(a) program.
Is SBA Lending Growing for Offices of Certified Public Accountants?+61% growth
Which SBA Program Do Offices of Certified Public Accountants Businesses Use Most?
What Is the Best SBA Loan for Offices of Certified Public Accountants?
The most widely used SBA program for offices of certified public accountants businesses: flexible terms, multiple use cases
Where Are Offices of Certified Public Accountants SBA Loans Most Common?
SBA Lending Activity in Offices of Certified Public Accountants
857 SBA lenders have funded 9,563 loans to offices of certified public accountants businesses (NAICS 541211). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Offices of Certified Public Accountants Industry Context
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How Does SBA Lending Work for Offices of Certified Public Accountants Businesses?
Across all SBA loan programs, 9,563 loans have been approved for businesses classified under NAICS 541211 (Offices of Certified Public Accountants), representing $2.8B in total capital deployed. The average approved loan of $291K is 15% below avg the national SBA average of $340K, with typical repayment terms of 127 months.
SBA lending for offices of certified public accountants is accelerating. Loan volume has grown approximately 61% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching offices of certified public accountants business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms. Our referral fee is established upfront and paid at closing.
Frequently Asked Questions: Offices of Certified Public Accountants SBA Loans
What is the average SBA loan size for offices of certified public accountants businesses?
Which SBA loan program is best for a offices of certified public accountants business?
How many lenders fund SBA loans for offices of certified public accountants?
What states have the most SBA lending for offices of certified public accountants?
How does PeerSense help offices of certified public accountants businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Offices of Certified Public Accountants defined by NAICS code 541211. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.