14,610 SBA loans totaling $9.0B have been approved for veterinary services businesses (NAICS 541940). The average approved SBA loan is $616K, which is 81% above avg the $340K national average. 1121 active lenders fund this industry with a 2.9% historical default rate.
16% of veterinary services loans use this program — ideal for real estate and major equipment purchases
PeerSense places SBA loans for veterinary services businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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Down with SBA 7(a)
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Across all SBA loan programs, 14,610 loans have been approved for businesses classified under NAICS 541940 (Veterinary Services), representing $9.0B in total capital deployed. The average approved loan of $616K is 81% above avg the national SBA average of $340K, with typical repayment terms of 193 months.
SBA lending for veterinary services is accelerating — loan volume has grown approximately 70% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.
The industry sees a balanced mix of SBA programs, with 16% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching veterinary services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
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Data aggregated from SBA loan records (1992–2025). Veterinary Services defined by NAICS code 541940. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.