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NAICS 541990Professional & Technical ServicesLending Growing

How Much Can All Other Professional, Scientific, and Technical Services Businesses Get in SBA Loans?

11,297 SBA loans totaling $4.0B have been approved for all other professional, scientific, and technical services businesses (NAICS 541990). The average approved SBA loan is $357K, which is 5% above avg the $340K national average. 1003 active lenders fund this industry with a 12.4% default rate on the matured 2018-2021 loan cohort.

Moderate default risk12.4% vs 15.4% all-industry avg

At 12.4%, All Other Professional, Scientific, and Technical Services sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans), moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 541990 (All Other Professional, Scientific, and Technical Services) received 11,297 SBA loans worth $4.0B across 5+ states. Average loan $357K, average term 124 months, 12.4% default rate (resolved-loan basis).1003 active SBA-approved lenders fund this industry. Most all other professional, scientific, and technical services loans use the SBA 7(a) program.

11,297
Total SBA Loans
$4.0B
Total Volume
$357K
Avg Loan Size
5% above avg
1,003
Active Lenders
124 mo
Avg Term
5% below avg
123,671
Jobs Supported

Is SBA Lending Growing for All Other Professional, Scientific, and Technical Services?+66% growth

465
493
427
412
379
506
431
485
633
803
16
17
18
19
20
21
22
23
24
25
$177.1M
$189.0M
$150.9M
$192.3M
$205.5M
$312.5M
$238.4M
$223.9M
$263.3M
$387.0M

Which SBA Program Do All Other Professional, Scientific, and Technical Services Businesses Use Most?

SBA 7(a)9,870 (87%)
SBA 5041,428 (13%)

What Is the Best SBA Loan for All Other Professional, Scientific, and Technical Services?

SBA 7(a)

The most widely used SBA program for all other professional, scientific, and technical services businesses: flexible terms, multiple use cases

Industry avg loan: $357K
Typical term: 124 months
Historical avg rate: 7.47%
1003+ lenders active in this industry
Default rate (2018–21 matured cohort): 12.4%

Where Are All Other Professional, Scientific, and Technical Services SBA Loans Most Common?

#1
CA
1,852 loans
$897.1M
#2
TX
761 loans
$298.5M
#3
FL
707 loans
$255.9M
#4
NY
621 loans
$175.3M
#5
OH
522 loans
$108.9M

SBA Lending Activity in All Other Professional, Scientific, and Technical Services

1,003 SBA lenders have funded 11,297 loans to all other professional, scientific, and technical services businesses (NAICS 541990). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
11,297
Active lenders
1,003
Total volume
$4.0B
Avg loan size
$357K

All Other Professional, Scientific, and Technical Services Industry Context

U.S. Employment
22,385,000
BLS · 2026

Ready to Fund Your All Other Professional, Scientific, and Technical Services Business?

PeerSense places SBA loans for all other professional, scientific, and technical services businesses nationwide. We match you with the right capital source. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a All Other Professional, Scientific, and Technical Services business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504: Response within 24–48 hours. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close

Referral fee realized at closing · Or call (317) 452-6990

How Does SBA Lending Work for All Other Professional, Scientific, and Technical Services Businesses?

Across all SBA loan programs, 11,297 loans have been approved for businesses classified under NAICS 541990 (All Other Professional, Scientific, and Technical Services), representing $4.0B in total capital deployed. The average approved loan of $357K is 5% above avg the national SBA average of $340K, with typical repayment terms of 124 months.

SBA lending for all other professional, scientific, and technical services is accelerating. Loan volume has grown approximately 66% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 13% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching all other professional, scientific, and technical services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms. Our referral fee is established upfront and paid at closing.

Frequently Asked Questions: All Other Professional, Scientific, and Technical Services SBA Loans

What is the average SBA loan size for all other professional, scientific, and technical services businesses?
Based on 11,297 approved SBA loans, the average loan size for all other professional, scientific, and technical services (NAICS 541990) is $357K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a all other professional, scientific, and technical services business?
SBA 7(a) is the most commonly used SBA program for all other professional, scientific, and technical services businesses. The most widely used SBA program for all other professional, scientific, and technical services businesses: flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for all other professional, scientific, and technical services?
1003 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. PeerSense matches your deal with lenders who have experience and appetite in the all other professional, scientific, and technical services sector.
What states have the most SBA lending for all other professional, scientific, and technical services?
CA leads with 1,852 SBA loans and $897.1M in total volume for all other professional, scientific, and technical services businesses. TX, FL, NY also show strong lending activity in this sector.
How does PeerSense help all other professional, scientific, and technical services businesses get SBA loans?
PeerSense is a capital advisory firm, not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the all other professional, scientific, and technical services industry. Our referral fee is established upfront in our agreement and paid at closing.

Data aggregated from SBA loan records (1992–2025). All Other Professional, Scientific, and Technical Services defined by NAICS code 541990. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.