How Much Can Custom Computer Programming Services Businesses Get in SBA Loans?
9,986 SBA loans totaling $2.4B have been approved for custom computer programming services businesses (NAICS 541511). The average approved SBA loan is $242K, which is 29% below avg the $340K national average. 823 active lenders fund this industry with a 12.3% default rate on the matured 2018-2021 loan cohort.
At 12.3%, Custom Computer Programming Services sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans), moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 541511 (Custom Computer Programming Services) received 9,986 SBA loans worth $2.4B across 5+ states. Average loan $242K, average term 98 months, 12.3% default rate (resolved-loan basis).823 active SBA-approved lenders fund this industry. Most custom computer programming services loans use the SBA 7(a) program.
Is SBA Lending Growing for Custom Computer Programming Services?+87% growth
Which SBA Program Do Custom Computer Programming Services Businesses Use Most?
What Is the Best SBA Loan for Custom Computer Programming Services?
The most widely used SBA program for custom computer programming services businesses: flexible terms, multiple use cases
Where Are Custom Computer Programming Services SBA Loans Most Common?
SBA Lending Activity in Custom Computer Programming Services
823 SBA lenders have funded 9,986 loans to custom computer programming services businesses (NAICS 541511). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Custom Computer Programming Services Industry Context
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How Does SBA Lending Work for Custom Computer Programming Services Businesses?
Across all SBA loan programs, 9,986 loans have been approved for businesses classified under NAICS 541511 (Custom Computer Programming Services), representing $2.4B in total capital deployed. The average approved loan of $242K is 29% below avg the national SBA average of $340K, with typical repayment terms of 98 months.
SBA lending for custom computer programming services is accelerating. Loan volume has grown approximately 87% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 5% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching custom computer programming services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms. Our referral fee is established upfront and paid at closing.
Frequently Asked Questions: Custom Computer Programming Services SBA Loans
What is the average SBA loan size for custom computer programming services businesses?
Which SBA loan program is best for a custom computer programming services business?
How many lenders fund SBA loans for custom computer programming services?
What states have the most SBA lending for custom computer programming services?
How does PeerSense help custom computer programming services businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Custom Computer Programming Services defined by NAICS code 541511. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.