12,075 SBA loans totaling $4.0B have been approved for engineering services businesses (NAICS 541330). The average approved SBA loan is $329K, which is 3% below avg the $340K national average. 1030 active lenders fund this industry with a 6.0% historical default rate.
The most widely used SBA program for engineering services businesses — flexible terms, multiple use cases
PeerSense places SBA loans for engineering services businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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Down with SBA 7(a)
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Across all SBA loan programs, 12,075 loans have been approved for businesses classified under NAICS 541330 (Engineering Services), representing $4.0B in total capital deployed. The average approved loan of $329K is 3% below avg the national SBA average of $340K, with typical repayment terms of 125 months.
SBA lending for engineering services is accelerating — loan volume has grown approximately 40% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.
The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching engineering services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
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Data aggregated from SBA loan records (1992–2025). Engineering Services defined by NAICS code 541330. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.