How Much Can Support Activities for Rail Transportation Businesses Get in SBA Loans?
148 SBA loans totaling $61.9M have been approved for support activities for rail transportation businesses (NAICS 488210). The average approved SBA loan is $418K, which is 23% above avg the $340K national average. 74 active lenders fund this industry with a 13.5% default rate on the matured 2018-2021 loan cohort.
At 13.5%, Support Activities for Rail Transportation sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 488210 (Support Activities for Rail Transportation) received 148 SBA loans worth $61.9M across 5+ states. Average loan $418K, average term 112 months, 13.5% default rate (resolved-loan basis).74 active SBA-approved lenders fund this industry. Most support activities for rail transportation loans use the SBA 7(a) program. There are approximately 1,761 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Support Activities for Rail Transportation?+50% growth
Which SBA Program Do Support Activities for Rail Transportation Businesses Use Most?
What Is the Best SBA Loan for Support Activities for Rail Transportation?
The most widely used SBA program for support activities for rail transportation businesses — flexible terms, multiple use cases
Where Are Support Activities for Rail Transportation SBA Loans Most Common?
Top SBA Lenders for Support Activities for Rail Transportation
These banks have funded the most SBA loans for support activities for rail transportation businesses (NAICS 488210). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of Hope(CA) | 11 | $135K |
| 2 | Wells Fargo Bank National Association(SD) | 10 | $4.4M |
| 3 | Citizens Bank, National Association(RI) | 10 | $378K |
| 4 | The Huntington National Bank(OH) | 8 | $1.5M |
| 5 | Bank of America, National Association(NC) | 5 | $1.9M |
Support Activities for Rail Transportation Industry Context
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How Does SBA Lending Work for Support Activities for Rail Transportation Businesses?
Across all SBA loan programs, 148 loans have been approved for businesses classified under NAICS 488210 (Support Activities for Rail Transportation), representing $61.9M in total capital deployed. The average approved loan of $418K is 23% above avg the national SBA average of $340K, with typical repayment terms of 112 months.
SBA lending for support activities for rail transportation is accelerating — loan volume has grown approximately 50% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2018.
The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching support activities for rail transportation business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Support Activities for Rail Transportation SBA Loans
What is the average SBA loan size for support activities for rail transportation businesses?
Which SBA loan program is best for a support activities for rail transportation business?
How many lenders fund SBA loans for support activities for rail transportation?
What states have the most SBA lending for support activities for rail transportation?
How does PeerSense help support activities for rail transportation businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Support Activities for Rail Transportation defined by NAICS code 488210. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.