How Much Can Freight Transportation Arrangement Businesses Get in SBA Loans?
3,253 SBA loans totaling $1.1B have been approved for freight transportation arrangement businesses (NAICS 488510). The average approved SBA loan is $335K, which is near national avg the $340K national average. 418 active lenders fund this industry with a 9.9% historical default rate.
NAICS 488510 (Freight Transportation Arrangement) received 3,253 SBA loans worth $1.1B across 5+ states. Average loan $335K, average term 117 months, default rate 9.9%.418 active SBA-approved lenders fund this industry. Most freight transportation arrangement loans use the SBA 7(a) program.
Is SBA Lending Growing for Freight Transportation Arrangement?+27% growth
Which SBA Program Do Freight Transportation Arrangement Businesses Use Most?
What Is the Best SBA Loan for Freight Transportation Arrangement?
The most widely used SBA program for freight transportation arrangement businesses — flexible terms, multiple use cases
Where Are Freight Transportation Arrangement SBA Loans Most Common?
Top SBA Lenders for Freight Transportation Arrangement
These banks have funded the most SBA loans for freight transportation arrangement businesses (NAICS 488510). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 282 | $45.7M |
| 2 | Wells Fargo Bank National Association(SD) | 251 | $49.5M |
| 3 | The Huntington National Bank(OH) | 218 | $22.5M |
| 4 | Bank of America, National Association(NC) | 186 | $16.5M |
| 5 | TD Bank, National Association(DE) | 112 | $10.4M |
Ready to Fund Your Freight Transportation Arrangement Business?
PeerSense places SBA loans for freight transportation arrangement businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
How Does SBA Lending Work for Freight Transportation Arrangement Businesses?
Across all SBA loan programs, 3,253 loans have been approved for businesses classified under NAICS 488510 (Freight Transportation Arrangement), representing $1.1B in total capital deployed. The average approved loan of $335K is near national avg the national SBA average of $340K, with typical repayment terms of 117 months.
SBA lending for freight transportation arrangement is accelerating — loan volume has grown approximately 27% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching freight transportation arrangement business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Freight Transportation Arrangement SBA Loans
What is the average SBA loan size for freight transportation arrangement businesses?
Which SBA loan program is best for a freight transportation arrangement business?
How many lenders fund SBA loans for freight transportation arrangement?
What states have the most SBA lending for freight transportation arrangement?
How does PeerSense help freight transportation arrangement businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Freight Transportation Arrangement defined by NAICS code 488510. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.