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NAICS 484230Transportation & WarehousingLending Growing

How Much Can Specialized Freight (except Used Goods) Trucking, Long-Distance Businesses Get in SBA Loans?

2,311 SBA loans totaling $487.1M have been approved for specialized freight (except used goods) trucking, long-distance businesses (NAICS 484230). The average approved SBA loan is $211K, which is 38% below avg the $340K national average. 418 active lenders fund this industry with a 12.4% historical default rate.

Quick Answer

NAICS 484230 (Specialized Freight (except Used Goods) Trucking, Long-Distance) received 2,311 SBA loans worth $487.1M across 5+ states. Average loan $211K, average term 93 months, default rate 12.4%.418 active SBA-approved lenders fund this industry. Most specialized freight (except used goods) trucking, long-distance loans use the SBA 7(a) program.

2,311
Total SBA Loans
$487.1M
Total Volume
$211K
Avg Loan Size
38% below avg
418
Active Lenders
93 mo
Avg Term
28% below avg
14,620
Jobs Supported

Is SBA Lending Growing for Specialized Freight (except Used Goods) Trucking, Long-Distance?+17% growth

153
94
117
129
113
84
103
103
77
121
16
17
18
19
20
21
22
23
24
25
$27.0M
$16.7M
$24.9M
$28.3M
$37.0M
$23.8M
$23.3M
$28.3M
$11.4M
$45.5M

Which SBA Program Do Specialized Freight (except Used Goods) Trucking, Long-Distance Businesses Use Most?

SBA 7(a)2,226 (96%)
SBA 50485 (4%)

What Is the Best SBA Loan for Specialized Freight (except Used Goods) Trucking, Long-Distance?

SBA 7(a)

The most widely used SBA program for specialized freight (except used goods) trucking, long-distance businesses — flexible terms, multiple use cases

Industry avg loan: $211K
Typical term: 93 months
Historical avg rate: 7.79%
418+ lenders active in this industry
Historical default rate: 12.4%

Where Are Specialized Freight (except Used Goods) Trucking, Long-Distance SBA Loans Most Common?

#1
CA
219 loans
$76.3M
#2
OH
201 loans
$32.4M
#3
TX
173 loans
$38.0M
#4
FL
127 loans
$36.2M
#5
MI
124 loans
$21.0M

Top SBA Lenders for Specialized Freight (except Used Goods) Trucking, Long-Distance

These banks have funded the most SBA loans for specialized freight (except used goods) trucking, long-distance businesses (NAICS 484230). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1The Huntington National Bank(OH)255$24.4M
2Wells Fargo Bank National Association(SD)235$11.6M
3Capital One, National Association(VA)105$6.5M
4JPMorgan Chase Bank, National Association(OH)100$11.5M
5TD Bank, National Association(DE)100$7.5M

Ready to Fund Your Specialized Freight (except Used Goods) Trucking, Long-Distance Business?

PeerSense places SBA loans for specialized freight (except used goods) trucking, long-distance businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

How Does SBA Lending Work for Specialized Freight (except Used Goods) Trucking, Long-Distance Businesses?

Across all SBA loan programs, 2,311 loans have been approved for businesses classified under NAICS 484230 (Specialized Freight (except Used Goods) Trucking, Long-Distance), representing $487.1M in total capital deployed. The average approved loan of $211K is 38% below avg the national SBA average of $340K, with typical repayment terms of 93 months.

SBA lending for specialized freight (except used goods) trucking, long-distance is accelerating — loan volume has grown approximately 17% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.

The overwhelming majority of SBA lending for specialized freight (except used goods) trucking, long-distance uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching specialized freight (except used goods) trucking, long-distance business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Specialized Freight (except Used Goods) Trucking, Long-Distance SBA Loans

What is the average SBA loan size for specialized freight (except used goods) trucking, long-distance businesses?
Based on 2,311 approved SBA loans, the average loan size for specialized freight (except used goods) trucking, long-distance (NAICS 484230) is $211K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a specialized freight (except used goods) trucking, long-distance business?
SBA 7(a) is the most commonly used SBA program for specialized freight (except used goods) trucking, long-distance businesses. The most widely used SBA program for specialized freight (except used goods) trucking, long-distance businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for specialized freight (except used goods) trucking, long-distance?
418 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the specialized freight (except used goods) trucking, long-distance sector.
What states have the most SBA lending for specialized freight (except used goods) trucking, long-distance?
CA leads with 219 SBA loans and $76.3M in total volume for specialized freight (except used goods) trucking, long-distance businesses. OH, TX, FL also show strong lending activity in this sector.
How does PeerSense help specialized freight (except used goods) trucking, long-distance businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the specialized freight (except used goods) trucking, long-distance industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Specialized Freight (except Used Goods) Trucking, Long-Distance defined by NAICS code 484230. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.