How Much Can Specialized Freight (except Used Goods) Trucking, Long-Distance Businesses Get in SBA Loans?
2,311 SBA loans totaling $487.1M have been approved for specialized freight (except used goods) trucking, long-distance businesses (NAICS 484230). The average approved SBA loan is $211K, which is 38% below avg the $340K national average. 418 active lenders fund this industry with a 17.9% default rate on the matured 2018-2021 loan cohort.
At 17.9%, Specialized Freight (except Used Goods) Trucking, Long-Distance sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans), above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 484230 (Specialized Freight (except Used Goods) Trucking, Long-Distance) received 2,311 SBA loans worth $487.1M across 5+ states. Average loan $211K, average term 93 months, 17.9% default rate (resolved-loan basis).418 active SBA-approved lenders fund this industry. Most specialized freight (except used goods) trucking, long-distance loans use the SBA 7(a) program.
Is SBA Lending Growing for Specialized Freight (except Used Goods) Trucking, Long-Distance?+17% growth
Which SBA Program Do Specialized Freight (except Used Goods) Trucking, Long-Distance Businesses Use Most?
What Is the Best SBA Loan for Specialized Freight (except Used Goods) Trucking, Long-Distance?
The most widely used SBA program for specialized freight (except used goods) trucking, long-distance businesses: flexible terms, multiple use cases
Where Are Specialized Freight (except Used Goods) Trucking, Long-Distance SBA Loans Most Common?
SBA Lending Activity in Specialized Freight (except Used Goods) Trucking, Long-Distance
418 SBA lenders have funded 2,311 loans to specialized freight (except used goods) trucking, long-distance businesses (NAICS 484230). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
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How Does SBA Lending Work for Specialized Freight (except Used Goods) Trucking, Long-Distance Businesses?
Across all SBA loan programs, 2,311 loans have been approved for businesses classified under NAICS 484230 (Specialized Freight (except Used Goods) Trucking, Long-Distance), representing $487.1M in total capital deployed. The average approved loan of $211K is 38% below avg the national SBA average of $340K, with typical repayment terms of 93 months.
SBA lending for specialized freight (except used goods) trucking, long-distance is accelerating. Loan volume has grown approximately 17% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.
The overwhelming majority of SBA lending for specialized freight (except used goods) trucking, long-distance uses the 7(a) program, which provides the most flexibility, covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching specialized freight (except used goods) trucking, long-distance business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms. Our referral fee is established upfront and paid at closing.
Frequently Asked Questions: Specialized Freight (except Used Goods) Trucking, Long-Distance SBA Loans
What is the average SBA loan size for specialized freight (except used goods) trucking, long-distance businesses?
Which SBA loan program is best for a specialized freight (except used goods) trucking, long-distance business?
How many lenders fund SBA loans for specialized freight (except used goods) trucking, long-distance?
What states have the most SBA lending for specialized freight (except used goods) trucking, long-distance?
How does PeerSense help specialized freight (except used goods) trucking, long-distance businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Specialized Freight (except Used Goods) Trucking, Long-Distance defined by NAICS code 484230. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.