How Much Can Specialized Freight (except Used Goods) Trucking, Local Businesses Get in SBA Loans?
5,115 SBA loans totaling $934.8M have been approved for specialized freight (except used goods) trucking, local businesses (NAICS 484220). The average approved SBA loan is $183K, which is 46% below avg the $340K national average. 681 active lenders fund this industry with a 11.3% historical default rate.
NAICS 484220 (Specialized Freight (except Used Goods) Trucking, Local) received 5,115 SBA loans worth $934.8M across 5+ states. Average loan $183K, average term 88 months, default rate 11.3%.681 active SBA-approved lenders fund this industry. Most specialized freight (except used goods) trucking, local loans use the SBA 7(a) program.
Is SBA Lending Growing for Specialized Freight (except Used Goods) Trucking, Local?+32% growth
Which SBA Program Do Specialized Freight (except Used Goods) Trucking, Local Businesses Use Most?
What Is the Best SBA Loan for Specialized Freight (except Used Goods) Trucking, Local?
The most widely used SBA program for specialized freight (except used goods) trucking, local businesses — flexible terms, multiple use cases
Where Are Specialized Freight (except Used Goods) Trucking, Local SBA Loans Most Common?
Top SBA Lenders for Specialized Freight (except Used Goods) Trucking, Local
These banks have funded the most SBA loans for specialized freight (except used goods) trucking, local businesses (NAICS 484220). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 499 | $41.8M |
| 2 | Wells Fargo Bank National Association(SD) | 386 | $31.4M |
| 3 | Capital One, National Association(VA) | 194 | $8.1M |
| 4 | TD Bank, National Association(DE) | 182 | $12.5M |
| 5 | Bank of America, National Association(NC) | 173 | $13.8M |
Specialized Freight (except Used Goods) Trucking, Local Industry Context
Ready to Fund Your Specialized Freight (except Used Goods) Trucking, Local Business?
PeerSense places SBA loans for specialized freight (except used goods) trucking, local businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Specialized Freight (except Used Goods) Trucking, Local Businesses?
Across all SBA loan programs, 5,115 loans have been approved for businesses classified under NAICS 484220 (Specialized Freight (except Used Goods) Trucking, Local), representing $934.8M in total capital deployed. The average approved loan of $183K is 46% below avg the national SBA average of $340K, with typical repayment terms of 88 months.
SBA lending for specialized freight (except used goods) trucking, local is accelerating — loan volume has grown approximately 32% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The overwhelming majority of SBA lending for specialized freight (except used goods) trucking, local uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching specialized freight (except used goods) trucking, local business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Specialized Freight (except Used Goods) Trucking, Local SBA Loans
What is the average SBA loan size for specialized freight (except used goods) trucking, local businesses?
Which SBA loan program is best for a specialized freight (except used goods) trucking, local business?
How many lenders fund SBA loans for specialized freight (except used goods) trucking, local?
What states have the most SBA lending for specialized freight (except used goods) trucking, local?
How does PeerSense help specialized freight (except used goods) trucking, local businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Specialized Freight (except Used Goods) Trucking, Local defined by NAICS code 484220. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.