How Much Can General Freight Trucking, Long Distance, Truckload Businesses Get in SBA Loans?
20,038 SBA loans totaling $3.6B have been approved for general freight trucking, long distance, truckload businesses (NAICS 484121). The average approved SBA loan is $182K, which is 47% below avg the $340K national average. 973 active lenders fund this industry with a 15.2% default rate on the matured 2018-2021 loan cohort.
At 15.2%, General Freight Trucking, Long Distance, Truckload sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans), moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 484121 (General Freight Trucking, Long Distance, Truckload) received 20,038 SBA loans worth $3.6B across 5+ states. Average loan $182K, average term 91 months, 15.2% default rate (resolved-loan basis).973 active SBA-approved lenders fund this industry. Most general freight trucking, long distance, truckload loans use the SBA 7(a) program.
Is SBA Lending Growing for General Freight Trucking, Long Distance, Truckload?-19% decline
Which SBA Program Do General Freight Trucking, Long Distance, Truckload Businesses Use Most?
What Is the Best SBA Loan for General Freight Trucking, Long Distance, Truckload?
The most widely used SBA program for general freight trucking, long distance, truckload businesses: flexible terms, multiple use cases
Where Are General Freight Trucking, Long Distance, Truckload SBA Loans Most Common?
SBA Lending Activity in General Freight Trucking, Long Distance, Truckload
973 SBA lenders have funded 20,038 loans to general freight trucking, long distance, truckload businesses (NAICS 484121). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
General Freight Trucking, Long Distance, Truckload Industry Context
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How Does SBA Lending Work for General Freight Trucking, Long Distance, Truckload Businesses?
Across all SBA loan programs, 20,038 loans have been approved for businesses classified under NAICS 484121 (General Freight Trucking, Long Distance, Truckload), representing $3.6B in total capital deployed. The average approved loan of $182K is 47% below avg the national SBA average of $340K, with typical repayment terms of 91 months.
SBA lending for general freight trucking, long distance, truckload has contracted approximately 19% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 973 lenders remain active, maintaining competitive options for qualified borrowers.
The overwhelming majority of SBA lending for general freight trucking, long distance, truckload uses the 7(a) program, which provides the most flexibility, covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching general freight trucking, long distance, truckload business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms. Our referral fee is established upfront and paid at closing.
Frequently Asked Questions: General Freight Trucking, Long Distance, Truckload SBA Loans
What is the average SBA loan size for general freight trucking, long distance, truckload businesses?
Which SBA loan program is best for a general freight trucking, long distance, truckload business?
How many lenders fund SBA loans for general freight trucking, long distance, truckload?
What states have the most SBA lending for general freight trucking, long distance, truckload?
How does PeerSense help general freight trucking, long distance, truckload businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). General Freight Trucking, Long Distance, Truckload defined by NAICS code 484121. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.