How Much Can General Freight Trucking, Local Businesses Get in SBA Loans?
19,987 SBA loans totaling $3.8B have been approved for general freight trucking, local businesses (NAICS 484110). The average approved SBA loan is $191K, which is 44% below avg the $340K national average. 1182 active lenders fund this industry with a 12.0% historical default rate.
NAICS 484110 (General Freight Trucking, Local) received 19,987 SBA loans worth $3.8B across 5+ states. Average loan $191K, average term 93 months, default rate 12.0%.1182 active SBA-approved lenders fund this industry. Most general freight trucking, local loans use the SBA 7(a) program.
Is SBA Lending Growing for General Freight Trucking, Local?-19% decline
Which SBA Program Do General Freight Trucking, Local Businesses Use Most?
What Is the Best SBA Loan for General Freight Trucking, Local?
The most widely used SBA program for general freight trucking, local businesses — flexible terms, multiple use cases
Where Are General Freight Trucking, Local SBA Loans Most Common?
Top SBA Lenders for General Freight Trucking, Local
These banks have funded the most SBA loans for general freight trucking, local businesses (NAICS 484110). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 3,045 | $238.5M |
| 2 | JPMorgan Chase Bank, National Association(OH) | 1,615 | $114.6M |
| 3 | Wells Fargo Bank National Association(SD) | 1,114 | $116.9M |
| 4 | Bank of America, National Association(NC) | 951 | $39.9M |
| 5 | PNC Bank, National Association(DE) | 877 | $53.2M |
General Freight Trucking, Local Industry Context
Ready to Fund Your General Freight Trucking, Local Business?
PeerSense places SBA loans for general freight trucking, local businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
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How Does SBA Lending Work for General Freight Trucking, Local Businesses?
Across all SBA loan programs, 19,987 loans have been approved for businesses classified under NAICS 484110 (General Freight Trucking, Local), representing $3.8B in total capital deployed. The average approved loan of $191K is 44% below avg the national SBA average of $340K, with typical repayment terms of 93 months.
SBA lending for general freight trucking, local has contracted approximately 19% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 1182 lenders remain active, maintaining competitive options for qualified borrowers.
The overwhelming majority of SBA lending for general freight trucking, local uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching general freight trucking, local business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — General Freight Trucking, Local SBA Loans
What is the average SBA loan size for general freight trucking, local businesses?
Which SBA loan program is best for a general freight trucking, local business?
How many lenders fund SBA loans for general freight trucking, local?
What states have the most SBA lending for general freight trucking, local?
How does PeerSense help general freight trucking, local businesses get SBA loans?
Related Transportation & Warehousing Industries
General Freight Trucking, Long Distance, Truckload
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Used Household and Office Goods Moving
Data aggregated from SBA loan records (1992–2025). General Freight Trucking, Local defined by NAICS code 484110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.