How Much Can Port and Harbor Operations Businesses Get in SBA Loans?
53 SBA loans totaling $27.0M have been approved for port and harbor operations businesses (NAICS 488310). The average approved SBA loan is $509K, which is 50% above avg the $340K national average. 36 active lenders fund this industry.
NAICS 488310 (Port and Harbor Operations) received 53 SBA loans worth $27.0M across 5+ states. Average loan $509K, average term 127 months.36 active SBA-approved lenders fund this industry. Most port and harbor operations loans use the SBA 7(a) program. There are approximately 346 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Port and Harbor Operations?+50% growth
Which SBA Program Do Port and Harbor Operations Businesses Use Most?
What Is the Best SBA Loan for Port and Harbor Operations?
The most widely used SBA program for port and harbor operations businesses — flexible terms, multiple use cases
Where Are Port and Harbor Operations SBA Loans Most Common?
Top SBA Lenders for Port and Harbor Operations
These banks have funded the most SBA loans for port and harbor operations businesses (NAICS 488310). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Business Loan Center, LLC(SC) | 6 | $5.8M |
| 2 | Citizens Bank, National Association(RI) | 3 | $768K |
| 3 | Wells Fargo Bank National Association(SD) | 3 | $513K |
| 4 | Alerus Financial, National Association(ND) | 2 | $163K |
| 5 | Mission Valley Bank(CA) | 2 | $5.0M |
Port and Harbor Operations Industry Context
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How Does SBA Lending Work for Port and Harbor Operations Businesses?
Across all SBA loan programs, 53 loans have been approved for businesses classified under NAICS 488310 (Port and Harbor Operations), representing $27.0M in total capital deployed. The average approved loan of $509K is 50% above avg the national SBA average of $340K, with typical repayment terms of 127 months.
SBA lending for port and harbor operations is accelerating — loan volume has grown approximately 50% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 9% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching port and harbor operations business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Port and Harbor Operations SBA Loans
What is the average SBA loan size for port and harbor operations businesses?
Which SBA loan program is best for a port and harbor operations business?
How many lenders fund SBA loans for port and harbor operations?
What states have the most SBA lending for port and harbor operations?
How does PeerSense help port and harbor operations businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Port and Harbor Operations defined by NAICS code 488310. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.