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NAICS 485119Transportation & Warehousing

How Much Can Other Urban Transit Systems Businesses Get in SBA Loans?

33 SBA loans totaling $2.9M have been approved for other urban transit systems businesses (NAICS 485119). The average approved SBA loan is $88K, which is 74% below avg the $340K national average. 8 active lenders fund this industry.

Quick Answer

NAICS 485119 (Other Urban Transit Systems) received 33 SBA loans worth $2.9M across 5+ states. Average loan $88K, average term 85 months.8 active SBA-approved lenders fund this industry. Most other urban transit systems loans use the SBA 7(a) program.

33
Total SBA Loans
$2.9M
Total Volume
$88K
Avg Loan Size
74% below avg
8
Active Lenders
85 mo
Avg Term
35% below avg
324
Jobs Supported

Is SBA Lending Growing for Other Urban Transit Systems?-93% decline

2
14
4
1
16
17
18
23
$110K
$870K
$569K
$75K

Which SBA Program Do Other Urban Transit Systems Businesses Use Most?

SBA 7(a)30 (91%)
SBA 5043 (9%)

What Is the Best SBA Loan for Other Urban Transit Systems?

SBA 7(a)

The most widely used SBA program for other urban transit systems businesses — flexible terms, multiple use cases

Industry avg loan: $88K
Typical term: 85 months
Historical avg rate: 9.47%
8+ lenders active in this industry

Where Are Other Urban Transit Systems SBA Loans Most Common?

#1
MA
20 loans
$1.0M
#2
CA
4 loans
$1.1M
#3
PA
2 loans
$80K
#4
FL
2 loans
$529K
#5
NH
2 loans
$35K

Top SBA Lenders for Other Urban Transit Systems

These banks have funded the most SBA loans for other urban transit systems businesses (NAICS 485119). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Eastern Bank(MA)17$970K
2Citizens Bank, National Association(RI)6$145K
3CDC Small Business Finance Cor(CA)3$1.1M
4BayFirst National Bank(FL)2$135K
5Bank of America, National Association(NC)2$10K

Ready to Fund Your Other Urban Transit Systems Business?

PeerSense places SBA loans for other urban transit systems businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Other Urban Transit Systems business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Other Urban Transit Systems Businesses?

Across all SBA loan programs, 33 loans have been approved for businesses classified under NAICS 485119 (Other Urban Transit Systems), representing $2.9M in total capital deployed. The average approved loan of $88K is 74% below avg the national SBA average of $340K, with typical repayment terms of 85 months.

SBA lending for other urban transit systems has contracted approximately 93% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 8 lenders remain active, maintaining competitive options for qualified borrowers.

The industry sees a balanced mix of SBA programs, with 9% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching other urban transit systems business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Other Urban Transit Systems SBA Loans

What is the average SBA loan size for other urban transit systems businesses?
Based on 33 approved SBA loans, the average loan size for other urban transit systems (NAICS 485119) is $88K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a other urban transit systems business?
SBA 7(a) is the most commonly used SBA program for other urban transit systems businesses. The most widely used SBA program for other urban transit systems businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for other urban transit systems?
8 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the other urban transit systems sector.
What states have the most SBA lending for other urban transit systems?
MA leads with 20 SBA loans and $1.0M in total volume for other urban transit systems businesses. CA, PA, FL also show strong lending activity in this sector.
How does PeerSense help other urban transit systems businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the other urban transit systems industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Other Urban Transit Systems defined by NAICS code 485119. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.