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NAICS 488490Transportation & WarehousingLending Growing

How Much Can Other Support Activities for Road Transportation Businesses Get in SBA Loans?

946 SBA loans totaling $278.6M have been approved for other support activities for road transportation businesses (NAICS 488490). The average approved SBA loan is $294K, which is 14% below avg the $340K national average. 266 active lenders fund this industry with a 15.5% default rate on the matured 2018-2021 loan cohort.

Above average default risk15.5% vs 15.4% all-industry avg

At 15.5%, Other Support Activities for Road Transportation sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 488490 (Other Support Activities for Road Transportation) received 946 SBA loans worth $278.6M across 5+ states. Average loan $294K, average term 116 months, 15.5% default rate (resolved-loan basis).266 active SBA-approved lenders fund this industry. Most other support activities for road transportation loans use the SBA 7(a) program. There are approximately 3,934 U.S. establishments in this industry (Census 2022).

946
Total SBA Loans
$278.6M
Total Volume
$294K
Avg Loan Size
14% below avg
266
Active Lenders
116 mo
Avg Term
11% below avg
8,873
Jobs Supported

Is SBA Lending Growing for Other Support Activities for Road Transportation?+73% growth

43
35
28
42
21
35
27
30
35
52
16
17
18
19
20
21
22
23
24
25
$29.7M
$9.4M
$6.2M
$13.1M
$9.8M
$23.4M
$11.2M
$19.4M
$14.4M
$23.2M

Which SBA Program Do Other Support Activities for Road Transportation Businesses Use Most?

SBA 7(a)844 (89%)
SBA 504102 (11%)

What Is the Best SBA Loan for Other Support Activities for Road Transportation?

SBA 7(a)

The most widely used SBA program for other support activities for road transportation businesses — flexible terms, multiple use cases

Industry avg loan: $294K
Typical term: 116 months
Historical avg rate: 7.41%
266+ lenders active in this industry
Default rate (2018–21 matured cohort): 15.5%

Where Are Other Support Activities for Road Transportation SBA Loans Most Common?

#1
CA
129 loans
$65.1M
#2
TX
84 loans
$38.0M
#3
IL
50 loans
$13.9M
#4
PA
48 loans
$9.9M
#5
FL
42 loans
$11.7M

Top SBA Lenders for Other Support Activities for Road Transportation

These banks have funded the most SBA loans for other support activities for road transportation businesses (NAICS 488490). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)77$17.9M
2JPMorgan Chase Bank, National Association(OH)71$5.1M
3Manufacturers and Traders Trust Company(NY)40$4.0M
4Bank of America, National Association(NC)38$2.3M
5The Huntington National Bank(OH)35$2.5M

Other Support Activities for Road Transportation Industry Context

U.S. Establishments
3,934
U.S. Census Bureau · 2022
U.S. Employment
28,615,000
BLS · 2026
SBA Penetration
24.05%
SBA loans per establishment

Ready to Fund Your Other Support Activities for Road Transportation Business?

PeerSense places SBA loans for other support activities for road transportation businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Other Support Activities for Road Transportation business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Other Support Activities for Road Transportation Businesses?

Across all SBA loan programs, 946 loans have been approved for businesses classified under NAICS 488490 (Other Support Activities for Road Transportation), representing $278.6M in total capital deployed. The average approved loan of $294K is 14% below avg the national SBA average of $340K, with typical repayment terms of 116 months.

SBA lending for other support activities for road transportation is accelerating — loan volume has grown approximately 73% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching other support activities for road transportation business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Other Support Activities for Road Transportation SBA Loans

What is the average SBA loan size for other support activities for road transportation businesses?
Based on 946 approved SBA loans, the average loan size for other support activities for road transportation (NAICS 488490) is $294K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a other support activities for road transportation business?
SBA 7(a) is the most commonly used SBA program for other support activities for road transportation businesses. The most widely used SBA program for other support activities for road transportation businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for other support activities for road transportation?
266 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the other support activities for road transportation sector.
What states have the most SBA lending for other support activities for road transportation?
CA leads with 129 SBA loans and $65.1M in total volume for other support activities for road transportation businesses. TX, IL, PA also show strong lending activity in this sector.
How does PeerSense help other support activities for road transportation businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the other support activities for road transportation industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Other Support Activities for Road Transportation defined by NAICS code 488490. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.