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NAICS 541690Professional & Technical ServicesLending Growing

How Much Can Other Scientific and Technical Consulting Services Businesses Get in SBA Loans?

3,607 SBA loans totaling $751.0M have been approved for other scientific and technical consulting services businesses (NAICS 541690). The average approved SBA loan is $208K, which is 39% below avg the $340K national average. 429 active lenders fund this industry with a 10.8% default rate on the matured 2018-2021 loan cohort.

Moderate default risk10.8% vs 15.4% all-industry avg

At 10.8%, Other Scientific and Technical Consulting Services sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 541690 (Other Scientific and Technical Consulting Services) received 3,607 SBA loans worth $751.0M across 5+ states. Average loan $208K, average term 101 months, 10.8% default rate (resolved-loan basis).429 active SBA-approved lenders fund this industry. Most other scientific and technical consulting services loans use the SBA 7(a) program. There are approximately 27,214 U.S. establishments in this industry (Census 2022).

3,607
Total SBA Loans
$751.0M
Total Volume
$208K
Avg Loan Size
39% below avg
429
Active Lenders
101 mo
Avg Term
22% below avg
27,463
Jobs Supported

Is SBA Lending Growing for Other Scientific and Technical Consulting Services?+46% growth

151
150
147
117
100
91
93
145
256
211
16
17
18
19
20
21
22
23
24
25
$24.8M
$34.3M
$38.4M
$36.4M
$45.4M
$36.2M
$43.6M
$56.8M
$64.1M
$66.6M

Which SBA Program Do Other Scientific and Technical Consulting Services Businesses Use Most?

SBA 7(a)3,452 (96%)
SBA 504155 (4%)

What Is the Best SBA Loan for Other Scientific and Technical Consulting Services?

SBA 7(a)

The most widely used SBA program for other scientific and technical consulting services businesses — flexible terms, multiple use cases

Industry avg loan: $208K
Typical term: 101 months
Historical avg rate: 8.08%
429+ lenders active in this industry
Default rate (2018–21 matured cohort): 10.8%

Where Are Other Scientific and Technical Consulting Services SBA Loans Most Common?

#1
CA
494 loans
$152.3M
#2
TX
288 loans
$52.5M
#3
NY
216 loans
$37.5M
#4
VA
170 loans
$29.9M
#5
OH
156 loans
$20.4M

Top SBA Lenders for Other Scientific and Technical Consulting Services

These banks have funded the most SBA loans for other scientific and technical consulting services businesses (NAICS 541690). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)478$58.7M
2Bank of America, National Association(NC)209$15.6M
3JPMorgan Chase Bank, National Association(OH)208$23.5M
4U.S. Bank, National Association(OH)195$17.8M
5The Huntington National Bank(OH)156$22.3M

Other Scientific and Technical Consulting Services Industry Context

U.S. Establishments
27,214
U.S. Census Bureau · 2022
SBA Penetration
13.25%
SBA loans per establishment

Ready to Fund Your Other Scientific and Technical Consulting Services Business?

PeerSense places SBA loans for other scientific and technical consulting services businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Other Scientific and Technical Consulting Services business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Other Scientific and Technical Consulting Services Businesses?

Across all SBA loan programs, 3,607 loans have been approved for businesses classified under NAICS 541690 (Other Scientific and Technical Consulting Services), representing $751.0M in total capital deployed. The average approved loan of $208K is 39% below avg the national SBA average of $340K, with typical repayment terms of 101 months.

SBA lending for other scientific and technical consulting services is accelerating — loan volume has grown approximately 46% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.

The overwhelming majority of SBA lending for other scientific and technical consulting services uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching other scientific and technical consulting services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Other Scientific and Technical Consulting Services SBA Loans

What is the average SBA loan size for other scientific and technical consulting services businesses?
Based on 3,607 approved SBA loans, the average loan size for other scientific and technical consulting services (NAICS 541690) is $208K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a other scientific and technical consulting services business?
SBA 7(a) is the most commonly used SBA program for other scientific and technical consulting services businesses. The most widely used SBA program for other scientific and technical consulting services businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for other scientific and technical consulting services?
429 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the other scientific and technical consulting services sector.
What states have the most SBA lending for other scientific and technical consulting services?
CA leads with 494 SBA loans and $152.3M in total volume for other scientific and technical consulting services businesses. TX, NY, VA also show strong lending activity in this sector.
How does PeerSense help other scientific and technical consulting services businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the other scientific and technical consulting services industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Other Scientific and Technical Consulting Services defined by NAICS code 541690. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.