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NAICS 481212Transportation & Warehousing

How Much Can Nonscheduled Chartered Freight Air Transportation Businesses Get in SBA Loans?

70 SBA loans totaling $37.1M have been approved for nonscheduled chartered freight air transportation businesses (NAICS 481212). The average approved SBA loan is $529K, which is 55% above avg the $340K national average. 35 active lenders fund this industry.

Quick Answer

NAICS 481212 (Nonscheduled Chartered Freight Air Transportation) received 70 SBA loans worth $37.1M across 5+ states. Average loan $529K, average term 88 months.35 active SBA-approved lenders fund this industry. Most nonscheduled chartered freight air transportation loans use the SBA 7(a) program. There are approximately 215 U.S. establishments in this industry (Census 2022).

70
Total SBA Loans
$37.1M
Total Volume
$529K
Avg Loan Size
55% above avg
35
Active Lenders
88 mo
Avg Term
32% below avg
922
Jobs Supported

Is SBA Lending Growing for Nonscheduled Chartered Freight Air Transportation?

2
1
3
2
1
1
1
1
1
1
16
17
18
19
20
21
22
23
24
25
$4.5M
$50K
$10.1M
$155K
$62K
$400K
$100K
$150K
$350K
$300K

Which SBA Program Do Nonscheduled Chartered Freight Air Transportation Businesses Use Most?

SBA 7(a)66 (94%)
SBA 5044 (6%)

What Is the Best SBA Loan for Nonscheduled Chartered Freight Air Transportation?

SBA 7(a)

The most widely used SBA program for nonscheduled chartered freight air transportation businesses — flexible terms, multiple use cases

Industry avg loan: $529K
Typical term: 88 months
Historical avg rate: 7.02%
35+ lenders active in this industry

Where Are Nonscheduled Chartered Freight Air Transportation SBA Loans Most Common?

#1
FL
10 loans
$9.9M
#2
CA
10 loans
$1.5M
#3
TX
8 loans
$2.5M
#4
ID
4 loans
$5.3M
#5
PA
4 loans
$242K

Top SBA Lenders for Nonscheduled Chartered Freight Air Transportation

These banks have funded the most SBA loans for nonscheduled chartered freight air transportation businesses (NAICS 481212). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Citizens Bank, National Association(RI)10$365K
2Bank of America, National Association(NC)6$248K
3Wells Fargo Bank National Association(SD)6$151K
4Columbia Bank(OR)4$5.3M
5Bank of Hope(CA)4$305K

Nonscheduled Chartered Freight Air Transportation Industry Context

U.S. Establishments
215
U.S. Census Bureau · 2022
SBA Penetration
32.56%
SBA loans per establishment

Ready to Fund Your Nonscheduled Chartered Freight Air Transportation Business?

PeerSense places SBA loans for nonscheduled chartered freight air transportation businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Nonscheduled Chartered Freight Air Transportation business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Nonscheduled Chartered Freight Air Transportation Businesses?

Across all SBA loan programs, 70 loans have been approved for businesses classified under NAICS 481212 (Nonscheduled Chartered Freight Air Transportation), representing $37.1M in total capital deployed. The average approved loan of $529K is 55% above avg the national SBA average of $340K, with typical repayment terms of 88 months.

SBA lending for nonscheduled chartered freight air transportation has remained relatively stable across recent fiscal years. 35 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching nonscheduled chartered freight air transportation business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Nonscheduled Chartered Freight Air Transportation SBA Loans

What is the average SBA loan size for nonscheduled chartered freight air transportation businesses?
Based on 70 approved SBA loans, the average loan size for nonscheduled chartered freight air transportation (NAICS 481212) is $529K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a nonscheduled chartered freight air transportation business?
SBA 7(a) is the most commonly used SBA program for nonscheduled chartered freight air transportation businesses. The most widely used SBA program for nonscheduled chartered freight air transportation businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for nonscheduled chartered freight air transportation?
35 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the nonscheduled chartered freight air transportation sector.
What states have the most SBA lending for nonscheduled chartered freight air transportation?
FL leads with 10 SBA loans and $9.9M in total volume for nonscheduled chartered freight air transportation businesses. CA, TX, ID also show strong lending activity in this sector.
How does PeerSense help nonscheduled chartered freight air transportation businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the nonscheduled chartered freight air transportation industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Nonscheduled Chartered Freight Air Transportation defined by NAICS code 481212. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.