How Much Can Navigational Services to Shipping Businesses Get in SBA Loans?
195 SBA loans totaling $95.9M have been approved for navigational services to shipping businesses (NAICS 488330). The average approved SBA loan is $492K, which is 44% above avg the $340K national average. 93 active lenders fund this industry with a 12.6% default rate on the matured 2018-2021 loan cohort.
At 12.6%, Navigational Services to Shipping sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 488330 (Navigational Services to Shipping) received 195 SBA loans worth $95.9M across 5+ states. Average loan $492K, average term 119 months, 12.6% default rate (resolved-loan basis).93 active SBA-approved lenders fund this industry. Most navigational services to shipping loans use the SBA 7(a) program. There are approximately 1,044 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Navigational Services to Shipping?+150% growth
Which SBA Program Do Navigational Services to Shipping Businesses Use Most?
What Is the Best SBA Loan for Navigational Services to Shipping?
The most widely used SBA program for navigational services to shipping businesses — flexible terms, multiple use cases
Where Are Navigational Services to Shipping SBA Loans Most Common?
Top SBA Lenders for Navigational Services to Shipping
These banks have funded the most SBA loans for navigational services to shipping businesses (NAICS 488330). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 9 | $717K |
| 2 | Wells Fargo Bank National Association(SD) | 9 | $3.1M |
| 3 | Hancock Whitney Bank(MS) | 9 | $3.5M |
| 4 | Truist Bank(NC) | 7 | $1.8M |
| 5 | U.S. Bank, National Association(OH) | 6 | $3.3M |
Navigational Services to Shipping Industry Context
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How Does SBA Lending Work for Navigational Services to Shipping Businesses?
Across all SBA loan programs, 195 loans have been approved for businesses classified under NAICS 488330 (Navigational Services to Shipping), representing $95.9M in total capital deployed. The average approved loan of $492K is 44% above avg the national SBA average of $340K, with typical repayment terms of 119 months.
SBA lending for navigational services to shipping is accelerating — loan volume has grown approximately 150% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.
The industry sees a balanced mix of SBA programs, with 10% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching navigational services to shipping business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Navigational Services to Shipping SBA Loans
What is the average SBA loan size for navigational services to shipping businesses?
Which SBA loan program is best for a navigational services to shipping business?
How many lenders fund SBA loans for navigational services to shipping?
What states have the most SBA lending for navigational services to shipping?
How does PeerSense help navigational services to shipping businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Navigational Services to Shipping defined by NAICS code 488330. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.