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NAICS 485111Transportation & WarehousingLending Growing

How Much Can Mixed Mode Transit Systems Businesses Get in SBA Loans?

26 SBA loans totaling $2.7M have been approved for mixed mode transit systems businesses (NAICS 485111). The average approved SBA loan is $104K, which is 69% below avg the $340K national average. 14 active lenders fund this industry.

Quick Answer

NAICS 485111 (Mixed Mode Transit Systems) received 26 SBA loans worth $2.7M across 5+ states. Average loan $104K, average term 78 months.14 active SBA-approved lenders fund this industry. Most mixed mode transit systems loans use the SBA 7(a) program. There are approximately 38 U.S. establishments in this industry (Census 2022).

26
Total SBA Loans
$2.7M
Total Volume
$104K
Avg Loan Size
69% below avg
14
Active Lenders
78 mo
Avg Term
40% below avg
342
Jobs Supported

Is SBA Lending Growing for Mixed Mode Transit Systems?+300% growth

1
1
1
2
4
16
18
19
22
23
$25K
$50K
$150K
$101K
$1.3M

Which SBA Program Do Mixed Mode Transit Systems Businesses Use Most?

SBA 7(a)26 (100%)

What Is the Best SBA Loan for Mixed Mode Transit Systems?

SBA 7(a)

The most widely used SBA program for mixed mode transit systems businesses — flexible terms, multiple use cases

Industry avg loan: $104K
Typical term: 78 months
Historical avg rate: 8.13%
14+ lenders active in this industry

Where Are Mixed Mode Transit Systems SBA Loans Most Common?

#1
MA
5 loans
$1.5M
#2
TX
3 loans
$80K
#3
IN
3 loans
$518K
#4
WA
2 loans
$101K
#5
UT
2 loans
$50K

Top SBA Lenders for Mixed Mode Transit Systems

These banks have funded the most SBA loans for mixed mode transit systems businesses (NAICS 485111). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)6$260K
2Eastern Bank(MA)4$1.4M
3JPMorgan Chase Bank, National Association(OH)3$75K
4Banner Bank(WA)2$101K
5The Huntington National Bank(OH)2$493K

Mixed Mode Transit Systems Industry Context

U.S. Establishments
38
U.S. Census Bureau · 2022
U.S. Employment
28,615,000
BLS · 2026
SBA Penetration
68.42%
SBA loans per establishment

Ready to Fund Your Mixed Mode Transit Systems Business?

PeerSense places SBA loans for mixed mode transit systems businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Mixed Mode Transit Systems business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Mixed Mode Transit Systems Businesses?

Across all SBA loan programs, 26 loans have been approved for businesses classified under NAICS 485111 (Mixed Mode Transit Systems), representing $2.7M in total capital deployed. The average approved loan of $104K is 69% below avg the national SBA average of $340K, with typical repayment terms of 78 months.

SBA lending for mixed mode transit systems is accelerating — loan volume has grown approximately 300% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2023.

The overwhelming majority of SBA lending for mixed mode transit systems uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching mixed mode transit systems business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Mixed Mode Transit Systems SBA Loans

What is the average SBA loan size for mixed mode transit systems businesses?
Based on 26 approved SBA loans, the average loan size for mixed mode transit systems (NAICS 485111) is $104K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a mixed mode transit systems business?
SBA 7(a) is the most commonly used SBA program for mixed mode transit systems businesses. The most widely used SBA program for mixed mode transit systems businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for mixed mode transit systems?
14 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the mixed mode transit systems sector.
What states have the most SBA lending for mixed mode transit systems?
MA leads with 5 SBA loans and $1.5M in total volume for mixed mode transit systems businesses. TX, IN, WA also show strong lending activity in this sector.
How does PeerSense help mixed mode transit systems businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the mixed mode transit systems industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Mixed Mode Transit Systems defined by NAICS code 485111. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.