How Much Can Mixed Mode Transit Systems Businesses Get in SBA Loans?
26 SBA loans totaling $2.7M have been approved for mixed mode transit systems businesses (NAICS 485111). The average approved SBA loan is $104K, which is 69% below avg the $340K national average. 14 active lenders fund this industry.
NAICS 485111 (Mixed Mode Transit Systems) received 26 SBA loans worth $2.7M across 5+ states. Average loan $104K, average term 78 months.14 active SBA-approved lenders fund this industry. Most mixed mode transit systems loans use the SBA 7(a) program. There are approximately 38 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Mixed Mode Transit Systems?+300% growth
Which SBA Program Do Mixed Mode Transit Systems Businesses Use Most?
What Is the Best SBA Loan for Mixed Mode Transit Systems?
The most widely used SBA program for mixed mode transit systems businesses — flexible terms, multiple use cases
Where Are Mixed Mode Transit Systems SBA Loans Most Common?
Top SBA Lenders for Mixed Mode Transit Systems
These banks have funded the most SBA loans for mixed mode transit systems businesses (NAICS 485111). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 6 | $260K |
| 2 | Eastern Bank(MA) | 4 | $1.4M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 3 | $75K |
| 4 | Banner Bank(WA) | 2 | $101K |
| 5 | The Huntington National Bank(OH) | 2 | $493K |
Mixed Mode Transit Systems Industry Context
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How Does SBA Lending Work for Mixed Mode Transit Systems Businesses?
Across all SBA loan programs, 26 loans have been approved for businesses classified under NAICS 485111 (Mixed Mode Transit Systems), representing $2.7M in total capital deployed. The average approved loan of $104K is 69% below avg the national SBA average of $340K, with typical repayment terms of 78 months.
SBA lending for mixed mode transit systems is accelerating — loan volume has grown approximately 300% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2023.
The overwhelming majority of SBA lending for mixed mode transit systems uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching mixed mode transit systems business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Mixed Mode Transit Systems SBA Loans
What is the average SBA loan size for mixed mode transit systems businesses?
Which SBA loan program is best for a mixed mode transit systems business?
How many lenders fund SBA loans for mixed mode transit systems?
What states have the most SBA lending for mixed mode transit systems?
How does PeerSense help mixed mode transit systems businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Mixed Mode Transit Systems defined by NAICS code 485111. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.