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NAICS 541840Professional & Technical Services

How Much Can Media Representatives Businesses Get in SBA Loans?

501 SBA loans totaling $68.0M have been approved for media representatives businesses (NAICS 541840). The average approved SBA loan is $136K, which is 60% below avg the $340K national average. 115 active lenders fund this industry with a 17.9% default rate on the matured 2018-2021 loan cohort.

Above average default risk17.9% vs 15.4% all-industry avg

At 17.9%, Media Representatives sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 541840 (Media Representatives) received 501 SBA loans worth $68.0M across 5+ states. Average loan $136K, average term 87 months, 17.9% default rate (resolved-loan basis).115 active SBA-approved lenders fund this industry. Most media representatives loans use the SBA 7(a) program. There are approximately 1,291 U.S. establishments in this industry (Census 2022).

501
Total SBA Loans
$68.0M
Total Volume
$136K
Avg Loan Size
60% below avg
115
Active Lenders
87 mo
Avg Term
33% below avg
3,062
Jobs Supported

Is SBA Lending Growing for Media Representatives?-11% decline

17
9
12
7
11
9
12
18
12
16
16
17
18
19
20
21
22
23
24
25
$6.5M
$1.5M
$3.8M
$802K
$3.7M
$1.7M
$2.1M
$3.9M
$1.2M
$2.5M

Which SBA Program Do Media Representatives Businesses Use Most?

SBA 7(a)489 (98%)
SBA 50412 (2%)

What Is the Best SBA Loan for Media Representatives?

SBA 7(a)

The most widely used SBA program for media representatives businesses — flexible terms, multiple use cases

Industry avg loan: $136K
Typical term: 87 months
Historical avg rate: 7.78%
115+ lenders active in this industry
Default rate (2018–21 matured cohort): 17.9%

Where Are Media Representatives SBA Loans Most Common?

#1
CA
99 loans
$20.5M
#2
NY
64 loans
$5.3M
#3
TX
30 loans
$2.6M
#4
OH
28 loans
$1.8M
#5
IL
24 loans
$3.8M

Top SBA Lenders for Media Representatives

These banks have funded the most SBA loans for media representatives businesses (NAICS 541840). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1JPMorgan Chase Bank, National Association(OH)102$6.5M
2Bank of America, National Association(NC)51$7.5M
3Wells Fargo Bank National Association(SD)31$4.0M
4Citizens Bank, National Association(RI)29$1.1M
5U.S. Bank, National Association(OH)23$1.7M

Media Representatives Industry Context

U.S. Establishments
1,291
U.S. Census Bureau · 2022
SBA Penetration
38.81%
SBA loans per establishment

Ready to Fund Your Media Representatives Business?

PeerSense places SBA loans for media representatives businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Media Representatives business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Media Representatives Businesses?

Across all SBA loan programs, 501 loans have been approved for businesses classified under NAICS 541840 (Media Representatives), representing $68.0M in total capital deployed. The average approved loan of $136K is 60% below avg the national SBA average of $340K, with typical repayment terms of 87 months.

SBA lending for media representatives has contracted approximately 11% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 115 lenders remain active, maintaining competitive options for qualified borrowers.

The overwhelming majority of SBA lending for media representatives uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching media representatives business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Media Representatives SBA Loans

What is the average SBA loan size for media representatives businesses?
Based on 501 approved SBA loans, the average loan size for media representatives (NAICS 541840) is $136K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a media representatives business?
SBA 7(a) is the most commonly used SBA program for media representatives businesses. The most widely used SBA program for media representatives businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for media representatives?
115 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the media representatives sector.
What states have the most SBA lending for media representatives?
CA leads with 99 SBA loans and $20.5M in total volume for media representatives businesses. NY, TX, OH also show strong lending activity in this sector.
How does PeerSense help media representatives businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the media representatives industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Media Representatives defined by NAICS code 541840. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.