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NAICS 488320Transportation & Warehousing

How Much Can Marine Cargo Handling Businesses Get in SBA Loans?

60 SBA loans totaling $33.1M have been approved for marine cargo handling businesses (NAICS 488320). The average approved SBA loan is $552K, which is 62% above avg the $340K national average. 34 active lenders fund this industry.

Quick Answer

NAICS 488320 (Marine Cargo Handling) received 60 SBA loans worth $33.1M across 5+ states. Average loan $552K, average term 125 months.34 active SBA-approved lenders fund this industry. Most marine cargo handling loans use the SBA 504 program. There are approximately 475 U.S. establishments in this industry (Census 2022).

60
Total SBA Loans
$33.1M
Total Volume
$552K
Avg Loan Size
62% above avg
34
Active Lenders
125 mo
Avg Term
4% below avg
660
Jobs Supported

Is SBA Lending Growing for Marine Cargo Handling?

4
3
4
3
2
3
3
1
2
1
16
17
18
19
20
21
22
23
24
25
$1.3M
$50K
$1.2M
$3.6M
$4.1M
$1.3M
$4.7M
$60K
$194K
$150K

Which SBA Program Do Marine Cargo Handling Businesses Use Most?

SBA 7(a)45 (75%)
SBA 50415 (25%)

What Is the Best SBA Loan for Marine Cargo Handling?

SBA 504

25% of marine cargo handling loans use this program — ideal for real estate and major equipment purchases

Industry avg loan: $552K
Typical term: 125 months
Historical avg rate: 7.57%
34+ lenders active in this industry

Where Are Marine Cargo Handling SBA Loans Most Common?

#1
LA
14 loans
$12.0M
#2
FL
10 loans
$4.0M
#3
TX
5 loans
$525K
#4
PR
5 loans
$4.3M
#5
CA
5 loans
$1.2M

Top SBA Lenders for Marine Cargo Handling

These banks have funded the most SBA loans for marine cargo handling businesses (NAICS 488320). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1JPMorgan Chase Bank, National Association(OH)5$1.3M
2Louisiana Capital Certified De(LA)5$2.7M
3PNC Bank, National Association(DE)5$2.0M
4Bank of America, National Association(NC)3$110K
5Wells Fargo Bank National Association(SD)3$30K

Marine Cargo Handling Industry Context

U.S. Establishments
475
U.S. Census Bureau · 2022
SBA Penetration
12.63%
SBA loans per establishment

Ready to Fund Your Marine Cargo Handling Business?

PeerSense places SBA loans for marine cargo handling businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Marine Cargo Handling business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Marine Cargo Handling Businesses?

Across all SBA loan programs, 60 loans have been approved for businesses classified under NAICS 488320 (Marine Cargo Handling), representing $33.1M in total capital deployed. The average approved loan of $552K is 62% above avg the national SBA average of $340K, with typical repayment terms of 125 months.

SBA lending for marine cargo handling has remained relatively stable across recent fiscal years. 34 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

Notably, 25% of SBA loans in this industry use the 504 program — well above the national average — indicating that marine cargo handling businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

PeerSense specializes in matching marine cargo handling business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Marine Cargo Handling SBA Loans

What is the average SBA loan size for marine cargo handling businesses?
Based on 60 approved SBA loans, the average loan size for marine cargo handling (NAICS 488320) is $552K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a marine cargo handling business?
SBA 504 is the most commonly used SBA program for marine cargo handling businesses. 25% of marine cargo handling loans use this program — ideal for real estate and major equipment purchases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for marine cargo handling?
34 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the marine cargo handling sector.
What states have the most SBA lending for marine cargo handling?
LA leads with 14 SBA loans and $12.0M in total volume for marine cargo handling businesses. FL, TX, PR also show strong lending activity in this sector.
How does PeerSense help marine cargo handling businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the marine cargo handling industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Marine Cargo Handling defined by NAICS code 488320. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.