How Much Can Line-Haul Railroads Businesses Get in SBA Loans?
54 SBA loans totaling $26.5M have been approved for line-haul railroads businesses (NAICS 482111). The average approved SBA loan is $491K, which is 44% above avg the $340K national average. 39 active lenders fund this industry.
NAICS 482111 (Line-Haul Railroads) received 54 SBA loans worth $26.5M across 5+ states. Average loan $491K, average term 136 months.39 active SBA-approved lenders fund this industry. Most line-haul railroads loans use the SBA 7(a) program.
Which SBA Program Do Line-Haul Railroads Businesses Use Most?
What Is the Best SBA Loan for Line-Haul Railroads?
The most widely used SBA program for line-haul railroads businesses — flexible terms, multiple use cases
Where Are Line-Haul Railroads SBA Loans Most Common?
Top SBA Lenders for Line-Haul Railroads
These banks have funded the most SBA loans for line-haul railroads businesses (NAICS 482111). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of Hope(CA) | 5 | $70K |
| 2 | U.S. Bank, National Association(OH) | 4 | $1.5M |
| 3 | ACC Capital(AR) | 3 | $2.1M |
| 4 | KeyBank National Association(OH) | 2 | $425K |
| 5 | Business Loan Center, LLC(SC) | 2 | $1.6M |
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PeerSense places SBA loans for line-haul railroads businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Line-Haul Railroads Businesses?
Across all SBA loan programs, 54 loans have been approved for businesses classified under NAICS 482111 (Line-Haul Railroads), representing $26.5M in total capital deployed. The average approved loan of $491K is 44% above avg the national SBA average of $340K, with typical repayment terms of 136 months.
SBA lending for line-haul railroads has remained relatively stable across recent fiscal years. 39 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 13% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching line-haul railroads business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Line-Haul Railroads SBA Loans
What is the average SBA loan size for line-haul railroads businesses?
Which SBA loan program is best for a line-haul railroads business?
How many lenders fund SBA loans for line-haul railroads?
What states have the most SBA lending for line-haul railroads?
How does PeerSense help line-haul railroads businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Line-Haul Railroads defined by NAICS code 482111. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.