How Much Can Research and Development in Biotechnology (except Nanobiotechnology) Businesses Get in SBA Loans?
133 SBA loans totaling $94.5M have been approved for research and development in biotechnology (except nanobiotechnology) businesses (NAICS 541714). The average approved SBA loan is $711K, which is 109% above avg the $340K national average. 62 active lenders fund this industry.
NAICS 541714 (Research and Development in Biotechnology (except Nanobiotechnology)) received 133 SBA loans worth $94.5M across 5+ states. Average loan $711K, average term 152 months.62 active SBA-approved lenders fund this industry. Most research and development in biotechnology (except nanobiotechnology) loans use the SBA 504 program. There are approximately 5,329 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Research and Development in Biotechnology (except Nanobiotechnology)?+92% growth
Which SBA Program Do Research and Development in Biotechnology (except Nanobiotechnology) Businesses Use Most?
What Is the Best SBA Loan for Research and Development in Biotechnology (except Nanobiotechnology)?
19% of research and development in biotechnology (except nanobiotechnology) loans use this program — ideal for real estate and major equipment purchases
Where Are Research and Development in Biotechnology (except Nanobiotechnology) SBA Loans Most Common?
Top SBA Lenders for Research and Development in Biotechnology (except Nanobiotechnology)
These banks have funded the most SBA loans for research and development in biotechnology (except nanobiotechnology) businesses (NAICS 541714). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Mortgage Capital Development C(CA) | 10 | $23.3M |
| 2 | Newtek Bank, National Association(FL) | 8 | $7.1M |
| 3 | Bank of America, National Association(NC) | 7 | $1.5M |
| 4 | Wells Fargo Bank National Association(SD) | 7 | $85K |
| 5 | JPMorgan Chase Bank, National Association(OH) | 6 | $1.6M |
Research and Development in Biotechnology (except Nanobiotechnology) Industry Context
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How Does SBA Lending Work for Research and Development in Biotechnology (except Nanobiotechnology) Businesses?
Across all SBA loan programs, 133 loans have been approved for businesses classified under NAICS 541714 (Research and Development in Biotechnology (except Nanobiotechnology)), representing $94.5M in total capital deployed. The average approved loan of $711K is 109% above avg the national SBA average of $340K, with typical repayment terms of 152 months.
SBA lending for research and development in biotechnology (except nanobiotechnology) is accelerating — loan volume has grown approximately 92% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.
The industry sees a balanced mix of SBA programs, with 19% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching research and development in biotechnology (except nanobiotechnology) business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Research and Development in Biotechnology (except Nanobiotechnology) SBA Loans
What is the average SBA loan size for research and development in biotechnology (except nanobiotechnology) businesses?
Which SBA loan program is best for a research and development in biotechnology (except nanobiotechnology) business?
How many lenders fund SBA loans for research and development in biotechnology (except nanobiotechnology)?
What states have the most SBA lending for research and development in biotechnology (except nanobiotechnology)?
How does PeerSense help research and development in biotechnology (except nanobiotechnology) businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Research and Development in Biotechnology (except Nanobiotechnology) defined by NAICS code 541714. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.