How Much Can Human Resources and Executive Search Consulting Services Businesses Get in SBA Loans?
1,526 SBA loans totaling $202.9M have been approved for human resources and executive search consulting services businesses (NAICS 541612). The average approved SBA loan is $133K, which is 61% below avg the $340K national average. 247 active lenders fund this industry with a 19.4% default rate on the matured 2018-2021 loan cohort.
At 19.4%, Human Resources and Executive Search Consulting Services sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 541612 (Human Resources and Executive Search Consulting Services) received 1,526 SBA loans worth $202.9M across 5+ states. Average loan $133K, average term 91 months, 19.4% default rate (resolved-loan basis).247 active SBA-approved lenders fund this industry. Most human resources and executive search consulting services loans use the SBA 7(a) program. There are approximately 8,958 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Human Resources and Executive Search Consulting Services?+62% growth
Which SBA Program Do Human Resources and Executive Search Consulting Services Businesses Use Most?
What Is the Best SBA Loan for Human Resources and Executive Search Consulting Services?
The most widely used SBA program for human resources and executive search consulting services businesses — flexible terms, multiple use cases
Where Are Human Resources and Executive Search Consulting Services SBA Loans Most Common?
Top SBA Lenders for Human Resources and Executive Search Consulting Services
These banks have funded the most SBA loans for human resources and executive search consulting services businesses (NAICS 541612). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 164 | $14.5M |
| 2 | Bank of America, National Association(NC) | 148 | $10.1M |
| 3 | Citizens Bank, National Association(RI) | 105 | $4.2M |
| 4 | Wells Fargo Bank National Association(SD) | 91 | $9.5M |
| 5 | U.S. Bank, National Association(OH) | 80 | $4.5M |
Human Resources and Executive Search Consulting Services Industry Context
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How Does SBA Lending Work for Human Resources and Executive Search Consulting Services Businesses?
Across all SBA loan programs, 1,526 loans have been approved for businesses classified under NAICS 541612 (Human Resources and Executive Search Consulting Services), representing $202.9M in total capital deployed. The average approved loan of $133K is 61% below avg the national SBA average of $340K, with typical repayment terms of 91 months.
SBA lending for human resources and executive search consulting services is accelerating — loan volume has grown approximately 62% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The overwhelming majority of SBA lending for human resources and executive search consulting services uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching human resources and executive search consulting services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Human Resources and Executive Search Consulting Services SBA Loans
What is the average SBA loan size for human resources and executive search consulting services businesses?
Which SBA loan program is best for a human resources and executive search consulting services business?
How many lenders fund SBA loans for human resources and executive search consulting services?
What states have the most SBA lending for human resources and executive search consulting services?
How does PeerSense help human resources and executive search consulting services businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Human Resources and Executive Search Consulting Services defined by NAICS code 541612. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.