Skip to main content
✦Prime Rate:7.00%✦Fed Funds:3.88%✦5 Yr Treasury:4.95%↓✦10 Yr Treasury:5.10%↓✦30 Yr Treasury:5.43%↓✦30 Yr Mortgage:7.11%·Updated Nov 12, 2026✦Prime Rate:7.00%✦Fed Funds:3.88%✦5 Yr Treasury:4.95%↓✦10 Yr Treasury:5.10%↓✦30 Yr Treasury:5.43%↓✦30 Yr Mortgage:7.11%·Updated Nov 12, 2026
Rates
NAICS 541612Professional & Technical ServicesLending Growing

How Much Can Human Resources and Executive Search Consulting Services Businesses Get in SBA Loans?

1,526 SBA loans totaling $202.9M have been approved for human resources and executive search consulting services businesses (NAICS 541612). The average approved SBA loan is $133K, which is 61% below avg the $340K national average. 247 active lenders fund this industry with a 19.4% default rate on the matured 2018-2021 loan cohort.

Elevated default risk19.4% vs 15.4% all industry avg

At 19.4%, Human Resources and Executive Search Consulting Services sits well above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), elevated default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 541612 (Human Resources and Executive Search Consulting Services) received 1,526 SBA loans worth $202.9M across 5+ states. Average loan $133K, average term 91 months, 19.4% default rate (resolved loan basis).247 active SBA approved lenders fund this industry. Most human resources and executive search consulting services loans use the SBA 7(a) program. There are approximately 8,958 U.S. establishments in this industry (Census 2022).

1,526
Total SBA Loans
$202.9M
Total Volume
$133K
Avg Loan Size
61% below avg
247
Active Lenders
91 mo
Avg Term
30% below avg
14,501
Jobs Supported

Is SBA Lending Growing for Human Resources and Executive Search Consulting Services?+62% growth

45
39
41
40
30
21
32
37
53
60
16
17
18
19
20
21
22
23
24
25
$7.7M
$7.2M
$5.9M
$4.7M
$5.5M
$7.2M
$9.6M
$5.4M
$16.0M
$15.2M

Which SBA Program Do Human Resources and Executive Search Consulting Services Businesses Use Most?

SBA 7(a)1,464 (96%)
SBA 50462 (4%)

What Is the Best SBA Loan for Human Resources and Executive Search Consulting Services?

SBA 7(a)

The most widely used SBA program for human resources and executive search consulting services businesses: flexible terms, multiple use cases

Industry avg loan: $133K
Typical term: 91 months
Historical avg rate: 8.09%
247+ lenders active in this industry
Default rate (2018 to 21 matured cohort): 19.4%

Where Are Human Resources and Executive Search Consulting Services SBA Loans Most Common?

#1
CA
175 loans
$30.6M
#2
TX
114 loans
$13.2M
#3
NY
101 loans
$10.6M
#4
OH
94 loans
$14.1M
#5
PA
82 loans
$11.6M

SBA Lending Activity in Human Resources and Executive Search Consulting Services

247 SBA lenders have funded 1,526 loans to human resources and executive search consulting services businesses (NAICS 541612). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
1,526
Active lenders
247
Total volume
$202.9M
Avg loan size
$133K
Browse all SBA lenders

Human Resources and Executive Search Consulting Services Industry Context

U.S. Establishments
8,958
U.S. Census Bureau · 2022
SBA Penetration
17.04%
SBA loans per establishment

Talk to PeerSense

PeerSense sources capital for human resources and executive search consulting services businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense (317) 452-6990

Talk to PeerSense about financing a Human Resources and Executive Search Consulting Services business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
SBA already on the books?
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for Human Resources and Executive Search Consulting Services Businesses?

Across all SBA loan programs, 1,526 loans have been approved for businesses classified under NAICS 541612 (Human Resources and Executive Search Consulting Services), representing $202.9M in total capital deployed. The average approved loan of $133K is 61% below avg the national SBA average of $340K, with typical repayment terms of 91 months.

SBA lending for human resources and executive search consulting services is accelerating. Loan volume has grown approximately 62% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The overwhelming majority of SBA lending for human resources and executive search consulting services uses the 7(a) program, which provides the most flexibility, covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

Talk to PeerSense about a human resources and executive search consulting services file. The capital source sets the terms. The desk fee is paid at closing, never upfront.

SBA Loan Guide SBA Calculator SBA Lender Directory Industry Data Hub Current SBA Rates Contact Us

Frequently Asked Questions: Human Resources and Executive Search Consulting Services SBA Loans

What is the average SBA loan size for human resources and executive search consulting services businesses?
Based on 1,526 approved SBA loans, the average loan size for human resources and executive search consulting services (NAICS 541612) is $133K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a human resources and executive search consulting services business?
SBA 7(a) is the most commonly used SBA program for human resources and executive search consulting services businesses. The most widely used SBA program for human resources and executive search consulting services businesses: flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for human resources and executive search consulting services?
247 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a human resources and executive search consulting services file.
What states have the most SBA lending for human resources and executive search consulting services?
CA leads with 175 SBA loans and $30.6M in total volume for human resources and executive search consulting services businesses. TX, NY, OH also show strong lending activity in this sector.
How does PeerSense help human resources and executive search consulting services businesses get SBA loans?
PeerSense is a capital advisory firm. Talk to PeerSense about a human resources and executive search consulting services file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Related Professional & Technical Services Industries

Offices of Lawyers

20,452 loans · N/A
Avg: $250K

Veterinary Services

14,610 loans · N/A
Avg: $616K

Engineering Services

12,075 loans · N/A
Avg: $329K

All Other Professional, Scientific, and Technical Services

11,297 loans · N/A
Avg: $357K

Custom Computer Programming Services

9,986 loans · N/A
Avg: $242K

Offices of Certified Public Accountants

9,563 loans · N/A
Avg: $291K

Data aggregated from SBA loan records (1992 to 2025). Human Resources and Executive Search Consulting Services defined by NAICS code 541612. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.