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NAICS 484210Transportation & Warehousing

How Much Can Used Household and Office Goods Moving Businesses Get in SBA Loans?

2,225 SBA loans totaling $823.5M have been approved for used household and office goods moving businesses (NAICS 484210). The average approved SBA loan is $370K, which is 9% above avg the $340K national average. 413 active lenders fund this industry with a 10.7% historical default rate.

Quick Answer

NAICS 484210 (Used Household and Office Goods Moving) received 2,225 SBA loans worth $823.5M across 5+ states. Average loan $370K, average term 124 months, default rate 10.7%.413 active SBA-approved lenders fund this industry. Most used household and office goods moving loans use the SBA 7(a) program.

2,225
Total SBA Loans
$823.5M
Total Volume
$370K
Avg Loan Size
9% above avg
413
Active Lenders
124 mo
Avg Term
5% below avg
36,261
Jobs Supported

Is SBA Lending Growing for Used Household and Office Goods Moving?

86
113
83
92
84
113
96
110
104
116
16
17
18
19
20
21
22
23
24
25
$35.2M
$46.9M
$27.9M
$50.4M
$45.9M
$79.2M
$69.4M
$51.8M
$41.3M
$55.8M

Which SBA Program Do Used Household and Office Goods Moving Businesses Use Most?

SBA 7(a)1,950 (88%)
SBA 504275 (12%)

What Is the Best SBA Loan for Used Household and Office Goods Moving?

SBA 7(a)

The most widely used SBA program for used household and office goods moving businesses — flexible terms, multiple use cases

Industry avg loan: $370K
Typical term: 124 months
Historical avg rate: 7.52%
413+ lenders active in this industry
Historical default rate: 10.7%

Where Are Used Household and Office Goods Moving SBA Loans Most Common?

#1
CA
338 loans
$163.3M
#2
TX
172 loans
$79.5M
#3
FL
155 loans
$51.5M
#4
OH
140 loans
$30.6M
#5
NY
122 loans
$27.3M

Top SBA Lenders for Used Household and Office Goods Moving

These banks have funded the most SBA loans for used household and office goods moving businesses (NAICS 484210). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1The Huntington National Bank(OH)155$29.7M
2Bank of America, National Association(NC)121$6.7M
3Wells Fargo Bank National Association(SD)107$35.2M
4JPMorgan Chase Bank, National Association(OH)104$17.3M
5TD Bank, National Association(DE)76$5.8M

Ready to Fund Your Used Household and Office Goods Moving Business?

PeerSense places SBA loans for used household and office goods moving businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

How Does SBA Lending Work for Used Household and Office Goods Moving Businesses?

Across all SBA loan programs, 2,225 loans have been approved for businesses classified under NAICS 484210 (Used Household and Office Goods Moving), representing $823.5M in total capital deployed. The average approved loan of $370K is 9% above avg the national SBA average of $340K, with typical repayment terms of 124 months.

SBA lending for used household and office goods moving has remained relatively stable across recent fiscal years. 413 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching used household and office goods moving business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Used Household and Office Goods Moving SBA Loans

What is the average SBA loan size for used household and office goods moving businesses?
Based on 2,225 approved SBA loans, the average loan size for used household and office goods moving (NAICS 484210) is $370K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a used household and office goods moving business?
SBA 7(a) is the most commonly used SBA program for used household and office goods moving businesses. The most widely used SBA program for used household and office goods moving businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for used household and office goods moving?
413 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the used household and office goods moving sector.
What states have the most SBA lending for used household and office goods moving?
CA leads with 338 SBA loans and $163.3M in total volume for used household and office goods moving businesses. TX, FL, OH also show strong lending activity in this sector.
How does PeerSense help used household and office goods moving businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the used household and office goods moving industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Used Household and Office Goods Moving defined by NAICS code 484210. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.