How Much Can Used Household and Office Goods Moving Businesses Get in SBA Loans?
2,225 SBA loans totaling $823.5M have been approved for used household and office goods moving businesses (NAICS 484210). The average approved SBA loan is $370K, which is 9% above avg the $340K national average. 413 active lenders fund this industry with a 17.3% default rate on the matured 2018-2021 loan cohort.
At 17.3%, Used Household and Office Goods Moving sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans), above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 484210 (Used Household and Office Goods Moving) received 2,225 SBA loans worth $823.5M across 5+ states. Average loan $370K, average term 124 months, 17.3% default rate (resolved-loan basis).413 active SBA-approved lenders fund this industry. Most used household and office goods moving loans use the SBA 7(a) program.
Is SBA Lending Growing for Used Household and Office Goods Moving?
Which SBA Program Do Used Household and Office Goods Moving Businesses Use Most?
What Is the Best SBA Loan for Used Household and Office Goods Moving?
The most widely used SBA program for used household and office goods moving businesses: flexible terms, multiple use cases
Where Are Used Household and Office Goods Moving SBA Loans Most Common?
SBA Lending Activity in Used Household and Office Goods Moving
413 SBA lenders have funded 2,225 loans to used household and office goods moving businesses (NAICS 484210). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
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How Does SBA Lending Work for Used Household and Office Goods Moving Businesses?
Across all SBA loan programs, 2,225 loans have been approved for businesses classified under NAICS 484210 (Used Household and Office Goods Moving), representing $823.5M in total capital deployed. The average approved loan of $370K is 9% above avg the national SBA average of $340K, with typical repayment terms of 124 months.
SBA lending for used household and office goods moving has remained relatively stable across recent fiscal years. 413 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching used household and office goods moving business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms. Our referral fee is established upfront and paid at closing.
Frequently Asked Questions: Used Household and Office Goods Moving SBA Loans
What is the average SBA loan size for used household and office goods moving businesses?
Which SBA loan program is best for a used household and office goods moving business?
How many lenders fund SBA loans for used household and office goods moving?
What states have the most SBA lending for used household and office goods moving?
How does PeerSense help used household and office goods moving businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Used Household and Office Goods Moving defined by NAICS code 484210. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.