How Much Can Environmental Consulting Services Businesses Get in SBA Loans?
1,747 SBA loans totaling $462.0M have been approved for environmental consulting services businesses (NAICS 541620). The average approved SBA loan is $264K, which is 22% below avg the $340K national average. 366 active lenders fund this industry with a 8.6% default rate on the matured 2018-2021 loan cohort.
At 8.6%, Environmental Consulting Services sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 541620 (Environmental Consulting Services) received 1,747 SBA loans worth $462.0M across 5+ states. Average loan $264K, average term 114 months, 8.6% default rate (resolved-loan basis).366 active SBA-approved lenders fund this industry. Most environmental consulting services loans use the SBA 7(a) program.
Is SBA Lending Growing for Environmental Consulting Services?+84% growth
Which SBA Program Do Environmental Consulting Services Businesses Use Most?
What Is the Best SBA Loan for Environmental Consulting Services?
The most widely used SBA program for environmental consulting services businesses — flexible terms, multiple use cases
Where Are Environmental Consulting Services SBA Loans Most Common?
Top SBA Lenders for Environmental Consulting Services
These banks have funded the most SBA loans for environmental consulting services businesses (NAICS 541620). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 131 | $27.6M |
| 2 | Bank of America, National Association(NC) | 94 | $6.9M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 92 | $22.1M |
| 4 | U.S. Bank, National Association(OH) | 88 | $20.9M |
| 5 | Manufacturers and Traders Trust Company(NY) | 61 | $11.5M |
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How Does SBA Lending Work for Environmental Consulting Services Businesses?
Across all SBA loan programs, 1,747 loans have been approved for businesses classified under NAICS 541620 (Environmental Consulting Services), representing $462.0M in total capital deployed. The average approved loan of $264K is 22% below avg the national SBA average of $340K, with typical repayment terms of 114 months.
SBA lending for environmental consulting services is accelerating — loan volume has grown approximately 84% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 10% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching environmental consulting services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Environmental Consulting Services SBA Loans
What is the average SBA loan size for environmental consulting services businesses?
Which SBA loan program is best for a environmental consulting services business?
How many lenders fund SBA loans for environmental consulting services?
What states have the most SBA lending for environmental consulting services?
How does PeerSense help environmental consulting services businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Environmental Consulting Services defined by NAICS code 541620. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.