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NAICS 541350Professional & Technical Services

How Much Can Building Inspection Services Businesses Get in SBA Loans?

1,086 SBA loans totaling $136.4M have been approved for building inspection services businesses (NAICS 541350). The average approved SBA loan is $126K, which is 63% below avg the $340K national average. 201 active lenders fund this industry with a 19.5% default rate on the matured 2018-2021 loan cohort.

Elevated default risk19.5% vs 15.4% all-industry avg

At 19.5%, Building Inspection Services sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 541350 (Building Inspection Services) received 1,086 SBA loans worth $136.4M across 5+ states. Average loan $126K, average term 93 months, 19.5% default rate (resolved-loan basis).201 active SBA-approved lenders fund this industry. Most building inspection services loans use the SBA 7(a) program. There are approximately 7,768 U.S. establishments in this industry (Census 2022).

1,086
Total SBA Loans
$136.4M
Total Volume
$126K
Avg Loan Size
63% below avg
201
Active Lenders
93 mo
Avg Term
28% below avg
5,199
Jobs Supported

Is SBA Lending Growing for Building Inspection Services?

44
47
54
40
32
24
54
51
62
46
16
17
18
19
20
21
22
23
24
25
$2.8M
$4.2M
$6.5M
$8.3M
$9.8M
$13.7M
$13.4M
$9.1M
$8.9M
$9.3M

Which SBA Program Do Building Inspection Services Businesses Use Most?

SBA 7(a)1,072 (99%)
SBA 50414 (1%)

What Is the Best SBA Loan for Building Inspection Services?

SBA 7(a)

The most widely used SBA program for building inspection services businesses — flexible terms, multiple use cases

Industry avg loan: $126K
Typical term: 93 months
Historical avg rate: 8.15%
201+ lenders active in this industry
Default rate (2018–21 matured cohort): 19.5%

Where Are Building Inspection Services SBA Loans Most Common?

#1
FL
120 loans
$18.3M
#2
CA
116 loans
$16.0M
#3
TX
87 loans
$15.7M
#4
OH
57 loans
$5.3M
#5
NY
49 loans
$8.6M

Top SBA Lenders for Building Inspection Services

These banks have funded the most SBA loans for building inspection services businesses (NAICS 541350). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)103$3.3M
2Wells Fargo Bank National Association(SD)96$8.0M
3The Huntington National Bank(OH)66$4.8M
4U.S. Bank, National Association(OH)58$4.1M
5JPMorgan Chase Bank, National Association(OH)50$5.9M

Building Inspection Services Industry Context

U.S. Establishments
7,768
U.S. Census Bureau · 2022
SBA Penetration
13.98%
SBA loans per establishment

Ready to Fund Your Building Inspection Services Business?

PeerSense places SBA loans for building inspection services businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Building Inspection Services business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Building Inspection Services Businesses?

Across all SBA loan programs, 1,086 loans have been approved for businesses classified under NAICS 541350 (Building Inspection Services), representing $136.4M in total capital deployed. The average approved loan of $126K is 63% below avg the national SBA average of $340K, with typical repayment terms of 93 months.

SBA lending for building inspection services has remained relatively stable across recent fiscal years. 201 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The overwhelming majority of SBA lending for building inspection services uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching building inspection services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Building Inspection Services SBA Loans

What is the average SBA loan size for building inspection services businesses?
Based on 1,086 approved SBA loans, the average loan size for building inspection services (NAICS 541350) is $126K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a building inspection services business?
SBA 7(a) is the most commonly used SBA program for building inspection services businesses. The most widely used SBA program for building inspection services businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for building inspection services?
201 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the building inspection services sector.
What states have the most SBA lending for building inspection services?
FL leads with 120 SBA loans and $18.3M in total volume for building inspection services businesses. CA, TX, OH also show strong lending activity in this sector.
How does PeerSense help building inspection services businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the building inspection services industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Building Inspection Services defined by NAICS code 541350. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.