How Much Can All Other Transit and Ground Passenger Transportation Businesses Get in SBA Loans?
1,126 SBA loans totaling $244.3M have been approved for all other transit and ground passenger transportation businesses (NAICS 485999). The average approved SBA loan is $217K, which is 36% below avg the $340K national average. 241 active lenders fund this industry with a 23.5% default rate on the matured 2018-2021 loan cohort.
At 23.5%, All Other Transit and Ground Passenger Transportation sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 485999 (All Other Transit and Ground Passenger Transportation) received 1,126 SBA loans worth $244.3M across 5+ states. Average loan $217K, average term 102 months, 23.5% default rate (resolved-loan basis).241 active SBA-approved lenders fund this industry. Most all other transit and ground passenger transportation loans use the SBA 7(a) program. There are approximately 2,171 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for All Other Transit and Ground Passenger Transportation?
Which SBA Program Do All Other Transit and Ground Passenger Transportation Businesses Use Most?
What Is the Best SBA Loan for All Other Transit and Ground Passenger Transportation?
The most widely used SBA program for all other transit and ground passenger transportation businesses — flexible terms, multiple use cases
Where Are All Other Transit and Ground Passenger Transportation SBA Loans Most Common?
Top SBA Lenders for All Other Transit and Ground Passenger Transportation
These banks have funded the most SBA loans for all other transit and ground passenger transportation businesses (NAICS 485999). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 84 | $9.6M |
| 2 | Wells Fargo Bank National Association(SD) | 75 | $16.0M |
| 3 | The Huntington National Bank(OH) | 72 | $9.7M |
| 4 | Bank of America, National Association(NC) | 61 | $1.9M |
| 5 | TD Bank, National Association(DE) | 57 | $3.5M |
All Other Transit and Ground Passenger Transportation Industry Context
Ready to Fund Your All Other Transit and Ground Passenger Transportation Business?
PeerSense places SBA loans for all other transit and ground passenger transportation businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for All Other Transit and Ground Passenger Transportation Businesses?
Across all SBA loan programs, 1,126 loans have been approved for businesses classified under NAICS 485999 (All Other Transit and Ground Passenger Transportation), representing $244.3M in total capital deployed. The average approved loan of $217K is 36% below avg the national SBA average of $340K, with typical repayment terms of 102 months.
SBA lending for all other transit and ground passenger transportation has remained relatively stable across recent fiscal years. 241 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 5% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching all other transit and ground passenger transportation business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — All Other Transit and Ground Passenger Transportation SBA Loans
What is the average SBA loan size for all other transit and ground passenger transportation businesses?
Which SBA loan program is best for a all other transit and ground passenger transportation business?
How many lenders fund SBA loans for all other transit and ground passenger transportation?
What states have the most SBA lending for all other transit and ground passenger transportation?
How does PeerSense help all other transit and ground passenger transportation businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). All Other Transit and Ground Passenger Transportation defined by NAICS code 485999. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.