How Much Can Advertising Agencies Businesses Get in SBA Loans?
5,708 SBA loans totaling $1.6B have been approved for advertising agencies businesses (NAICS 541810). The average approved SBA loan is $276K, which is 19% below avg the $340K national average. 671 active lenders fund this industry with a 18.9% default rate on the matured 2018-2021 loan cohort.
At 18.9%, Advertising Agencies sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 541810 (Advertising Agencies) received 5,708 SBA loans worth $1.6B across 5+ states. Average loan $276K, average term 114 months, 18.9% default rate (resolved-loan basis).671 active SBA-approved lenders fund this industry. Most advertising agencies loans use the SBA 7(a) program.
Is SBA Lending Growing for Advertising Agencies?+81% growth
Which SBA Program Do Advertising Agencies Businesses Use Most?
What Is the Best SBA Loan for Advertising Agencies?
The most widely used SBA program for advertising agencies businesses — flexible terms, multiple use cases
Where Are Advertising Agencies SBA Loans Most Common?
Top SBA Lenders for Advertising Agencies
These banks have funded the most SBA loans for advertising agencies businesses (NAICS 541810). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 456 | $53.8M |
| 2 | Bank of America, National Association(NC) | 406 | $31.8M |
| 3 | Wells Fargo Bank National Association(SD) | 379 | $88.1M |
| 4 | U.S. Bank, National Association(OH) | 216 | $59.4M |
| 5 | Citizens Bank, National Association(RI) | 202 | $12.8M |
Advertising Agencies Industry Context
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How Does SBA Lending Work for Advertising Agencies Businesses?
Across all SBA loan programs, 5,708 loans have been approved for businesses classified under NAICS 541810 (Advertising Agencies), representing $1.6B in total capital deployed. The average approved loan of $276K is 19% below avg the national SBA average of $340K, with typical repayment terms of 114 months.
SBA lending for advertising agencies is accelerating — loan volume has grown approximately 81% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching advertising agencies business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Advertising Agencies SBA Loans
What is the average SBA loan size for advertising agencies businesses?
Which SBA loan program is best for a advertising agencies business?
How many lenders fund SBA loans for advertising agencies?
What states have the most SBA lending for advertising agencies?
How does PeerSense help advertising agencies businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Advertising Agencies defined by NAICS code 541810. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.